AMERISAFE (NASDAQ:AMSF) Shares Gap Down After Earnings Miss

Shares of AMERISAFE, Inc. (NASDAQ:AMSF) gapped down before the market opened on Wednesday following a dissappointing earnings announcement. The stock had previously closed at $33.98, but opened at $32.29. AMERISAFE shares last traded at $32.6280, with a volume of 16,746 shares traded.

The insurance provider reported $0.44 earnings per share for the quarter, missing the consensus estimate of $0.52 by ($0.08). The business had revenue of $91.97 million for the quarter, compared to the consensus estimate of $85.09 million. AMERISAFE had a return on equity of 14.76% and a net margin of 14.00%.

AMERISAFE Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Friday, September 25th. Stockholders of record on Friday, September 11th will be given a dividend of $0.41 per share. The ex-dividend date of this dividend is Friday, September 11th. This represents a $1.64 dividend on an annualized basis and a dividend yield of 5.3%. AMERISAFE’s dividend payout ratio (DPR) is currently 67.49%.

More AMERISAFE News

Here are the key news stories impacting AMERISAFE this week:

• Positive Sentiment: AMERISAFE reported stronger premium and revenue growth in the quarter, with revenue coming in above expectations, which suggests its core insurance business is still expanding. AMERISAFE Announces 2026 Second Quarter Results
• Positive Sentiment: The board declared a quarterly dividend of $0.41 per share, reinforcing the company’s income-focused appeal for shareholders. AMERISAFE declares $0.41 dividend
• Neutral Sentiment: Analyst and earnings-call reference pages were also updated around the release, but they do not add new material information on their own. AMERISAFE Earnings Estimates, EPS & Revenue | NASDAQ:AMSF
• Neutral Sentiment: AMERISAFE’s earnings call transcript page was posted, which may provide more color later, but it is not a catalyst by itself. AMERISAFE, Inc. (AMSF) Stock Earnings Call Transcripts – Yahoo Finance
• Negative Sentiment: The key issue for investors is that quarterly EPS missed estimates, as higher expenses, weaker underwriting margins, and lower investment income weighed on profit growth. AMERISAFE Q2 Earnings Miss Estimates Despite Strong Premium Growth
• Negative Sentiment: Another earnings recap confirmed the company posted $0.44 per share, below consensus expectations, adding pressure to the stock after the release. Amerisafe (AMSF) Lags Q2 Earnings Estimates

Analyst Ratings Changes

Several brokerages recently issued reports on AMSF. Weiss Ratings upgraded AMERISAFE from a “sell (d+)” rating to a “hold (c-)” rating in a research report on Tuesday, July 14th. Wall Street Zen upgraded shares of AMERISAFE from a “strong sell” rating to a “sell” rating in a report on Saturday, May 23rd. Truist Financial cut their price target on shares of AMERISAFE from $36.00 to $34.00 and set a “hold” rating on the stock in a research note on Thursday, April 23rd. Finally, Citizens Jmp cut their price target on shares of AMERISAFE from $50.00 to $45.00 and set a “market outperform” rating on the stock in a research note on Monday, April 13th. Two equities research analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company. According to data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $44.67.

Institutional Investors Weigh In On AMERISAFE

Several institutional investors have recently bought and sold shares of AMSF. Assenagon Asset Management S.A. bought a new stake in AMERISAFE during the 4th quarter worth about $4,145,000. Teacher Retirement System of Texas grew its holdings in shares of AMERISAFE by 34.7% in the 4th quarter. Teacher Retirement System of Texas now owns 156,059 shares of the insurance provider’s stock valued at $5,994,000 after acquiring an additional 40,164 shares in the last quarter. Royce & Associates LP grew its holdings in shares of AMERISAFE by 10.0% in the 4th quarter. Royce & Associates LP now owns 611,371 shares of the insurance provider’s stock valued at $23,483,000 after acquiring an additional 55,750 shares in the last quarter. Auto Owners Insurance Co grew its holdings in shares of AMERISAFE by 3,741.0% in the 4th quarter. Auto Owners Insurance Co now owns 16,397,229 shares of the insurance provider’s stock valued at $62,982,000 after acquiring an additional 15,970,329 shares in the last quarter. Finally, Y Intercept Hong Kong Ltd increased its position in shares of AMERISAFE by 51.0% in the first quarter. Y Intercept Hong Kong Ltd now owns 53,787 shares of the insurance provider’s stock valued at $1,793,000 after acquiring an additional 18,175 shares during the last quarter. Institutional investors own 97.41% of the company’s stock.

AMERISAFE Price Performance

The firm has a market cap of $582.50 million, a price-to-earnings ratio of 12.56 and a beta of 0.23. The business has a 50-day moving average of $32.34 and a 200-day moving average of $33.94.

AMERISAFE Company Profile

Amerisafe, Inc (NASDAQ: AMSF) is a specialty provider of workers’ compensation insurance products and services in the United States. The company focuses on underwriting and managing workers’ compensation policies for small to mid-sized public and private businesses, particularly in higher-hazard industries such as retail, manufacturing, distribution and wholesale. Through its network of independent agents, Amerisafe delivers tailored coverage solutions that combine robust risk management support with loss prevention programs designed to enhance workplace safety.

In addition to core insurance offerings, Amerisafe provides extensive risk control resources, including safety training, on-site consultations and claims management services.