Synchrony Financial (NYSE:SYF) Price Target Lowered to $80.00 at Royal Bank Of Canada

Synchrony Financial (NYSE:SYF) had its price target reduced by Royal Bank Of Canada from $85.00 to $80.00 in a research report report published on Wednesday morning,Benzinga reports. They currently have a sector perform rating on the financial services provider’s stock.

A number of other equities research analysts also recently issued reports on SYF. Loop Capital initiated coverage on shares of Synchrony Financial in a research report on Friday, May 22nd. They issued a “hold” rating and a $81.00 target price for the company. Robert W. Baird boosted their price target on shares of Synchrony Financial from $86.00 to $90.00 and gave the company an “outperform” rating in a report on Wednesday. Truist Financial upped their price target on shares of Synchrony Financial from $71.00 to $82.00 and gave the stock a “hold” rating in a research note on Thursday, April 23rd. Wells Fargo & Company cut their price objective on Synchrony Financial from $100.00 to $95.00 and set an “overweight” rating for the company in a report on Thursday, April 9th. Finally, UBS Group lifted their price objective on Synchrony Financial from $77.00 to $84.00 and gave the company a “neutral” rating in a research report on Tuesday, July 7th. Twelve investment analysts have rated the stock with a Buy rating and eight have given a Hold rating to the stock. According to data from MarketBeat, the stock has an average rating of “Moderate Buy” and an average target price of $86.89.

Synchrony Financial Price Performance

NYSE SYF opened at $72.84 on Wednesday. The company has a 50 day simple moving average of $73.26 and a 200-day simple moving average of $73.15. The company has a debt-to-equity ratio of 1.08, a current ratio of 1.22 and a quick ratio of 1.24. The firm has a market capitalization of $24.50 billion, a price-to-earnings ratio of 7.46, a price-to-earnings-growth ratio of 0.68 and a beta of 1.32. Synchrony Financial has a 52-week low of $63.08 and a 52-week high of $88.77.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $2.59 EPS for the quarter, beating analysts’ consensus estimates of $2.14 by $0.45. Synchrony Financial had a net margin of 15.44% and a return on equity of 23.09%. The firm had revenue of $3.72 billion for the quarter, compared to the consensus estimate of $3.72 billion. During the same period in the previous year, the firm posted $2.50 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. Equities research analysts predict that Synchrony Financial will post 9.34 earnings per share for the current fiscal year.

Synchrony Financial Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Monday, August 17th. Shareholders of record on Wednesday, August 5th will be paid a $0.34 dividend. This represents a $1.36 dividend on an annualized basis and a yield of 1.9%. This is a boost from Synchrony Financial’s previous quarterly dividend of $0.30. The ex-dividend date is Wednesday, August 5th. Synchrony Financial’s dividend payout ratio is presently 12.41%.

Synchrony Financial announced that its board has approved a stock buyback program on Tuesday, April 21st that allows the company to repurchase $0.00 in shares. This repurchase authorization allows the financial services provider to purchase shares of its stock through open market purchases. Shares repurchase programs are typically a sign that the company’s leadership believes its stock is undervalued.

Insider Buying and Selling

In other news, insider Jonathan S. Mothner sold 51,258 shares of the stock in a transaction on Friday, May 15th. The shares were sold at an average price of $71.23, for a total transaction of $3,651,107.34. Following the transaction, the insider owned 132,664 shares in the company, valued at $9,449,656.72. This represents a 27.87% decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 0.36% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Synchrony Financial

Institutional investors and hedge funds have recently modified their holdings of the business. Wedge Capital Management L L P NC boosted its holdings in Synchrony Financial by 4.4% in the second quarter. Wedge Capital Management L L P NC now owns 495,316 shares of the financial services provider’s stock worth $37,669,000 after purchasing an additional 20,959 shares in the last quarter. Tema ETFs LLC raised its holdings in Synchrony Financial by 9.0% during the second quarter. Tema ETFs LLC now owns 6,995 shares of the financial services provider’s stock valued at $532,000 after buying an additional 580 shares in the last quarter. Generali Investments Management Co LLC raised its holdings in Synchrony Financial by 206.0% during the second quarter. Generali Investments Management Co LLC now owns 3,987 shares of the financial services provider’s stock valued at $303,000 after buying an additional 2,684 shares in the last quarter. Handelsbanken Fonder AB lifted its position in shares of Synchrony Financial by 24.4% in the second quarter. Handelsbanken Fonder AB now owns 163,596 shares of the financial services provider’s stock worth $12,441,000 after buying an additional 32,047 shares during the last quarter. Finally, Polianta Ltd lifted its position in shares of Synchrony Financial by 16.2% in the second quarter. Polianta Ltd now owns 24,400 shares of the financial services provider’s stock worth $1,855,000 after buying an additional 3,400 shares during the last quarter. Institutional investors and hedge funds own 96.48% of the company’s stock.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony beat Q2 earnings estimates, reporting $2.59 EPS versus expectations around $2.14, while also raising its FY 2026 EPS outlook to $9.25-$9.50. The company said stronger loan growth, record purchase volume, and solid credit performance supported results. Article: Synchrony Beats Q2 Earnings Estimates, Raises 2026 EPS Outlook
• Positive Sentiment: Several analysts remained constructive after the report: Wells Fargo kept an overweight rating even while trimming its target to $88, Royal Bank of Canada maintained sector perform with an $80 target, and Robert W. Baird raised its target to $90 with an outperform rating. Article: Analyst price target updates
• Positive Sentiment: Bank of America Securities reiterated a Buy rating and set a $89 target, citing strong Q2 results and a solid 2026 outlook, reinforcing confidence in the company’s earnings momentum. Article: Synchrony Financial analyst note
• Neutral Sentiment: The company also announced a quarterly dividend increase to $0.34 per share, up 13.3%, which supports shareholder returns but is not the main driver of the stock reaction. Article: Synchrony Reports Second Quarter 2026 Results
• Negative Sentiment: Revenue came in slightly below expectations at $3.72 billion versus about $3.73 billion, and some coverage noted that higher expenses remain a watch item for investors. Article: Synchrony Financial misses Q2 revenue estimates

About Synchrony Financial

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.