BankUnited (NYSE:BKU) Cut to Hold at Zacks Research

Zacks Research cut shares of BankUnited (NYSE:BKU) from a strong-buy rating to a hold rating in a report released on Tuesday morning,Zacks.com reports. Zacks Research also issued estimates for BankUnited’s Q1 2027 earnings at $1.12 EPS, Q2 2027 earnings at $1.12 EPS, Q3 2027 earnings at $1.17 EPS, Q4 2027 earnings at $1.28 EPS, FY2027 earnings at $4.68 EPS, Q1 2028 earnings at $1.33 EPS and Q2 2028 earnings at $1.36 EPS.

Several other research analysts also recently weighed in on the stock. Citigroup downgraded shares of BankUnited from a “neutral” rating to a “sell” rating and dropped their target price for the stock from $50.00 to $45.00 in a research report on Tuesday, June 30th. Keefe, Bruyette & Woods reduced their price target on shares of BankUnited from $55.00 to $50.00 and set a “market perform” rating for the company in a research report on Thursday, April 23rd. Weiss Ratings raised shares of BankUnited from a “buy (b-)” rating to a “buy (b)” rating in a research note on Friday, May 29th. Cantor Fitzgerald reiterated an “overweight” rating and set a $56.00 price objective on shares of BankUnited in a research report on Wednesday, July 15th. Finally, Jefferies Financial Group reiterated a “buy” rating on shares of BankUnited in a research report on Wednesday. Seven investment analysts have rated the stock with a Buy rating, five have given a Hold rating and two have given a Sell rating to the company’s stock. According to MarketBeat, BankUnited has an average rating of “Hold” and an average target price of $52.27.

BankUnited Price Performance

Shares of NYSE:BKU opened at $46.92 on Tuesday. The stock has a market cap of $3.41 billion, a price-to-earnings ratio of 12.86 and a beta of 1.17. The company has a debt-to-equity ratio of 0.54, a current ratio of 0.82 and a quick ratio of 0.82. BankUnited has a 12 month low of $34.79 and a 12 month high of $52.11. The stock’s 50 day moving average price is $47.65 and its 200 day moving average price is $47.05.

BankUnited (NYSE:BKU) last issued its quarterly earnings results on Wednesday, July 22nd. The financial services provider reported $0.97 earnings per share for the quarter, missing analysts’ consensus estimates of $1.00 by ($0.03). BankUnited had a net margin of 14.76% and a return on equity of 9.13%. The business had revenue of $284.57 million during the quarter, compared to analyst estimates of $290.33 million. During the same period in the previous year, the company posted $0.91 earnings per share. BankUnited’s revenue was up 3.9% compared to the same quarter last year. Equities research analysts anticipate that BankUnited will post 4.16 earnings per share for the current fiscal year.

BankUnited Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Friday, July 31st. Shareholders of record on Friday, July 10th will be given a dividend of $0.33 per share. This represents a $1.32 annualized dividend and a yield of 2.8%. The ex-dividend date of this dividend is Friday, July 10th. BankUnited’s dividend payout ratio is presently 36.77%.

Insider Activity

In other BankUnited news, insider Jay D. Richards sold 4,000 shares of the firm’s stock in a transaction dated Monday, June 15th. The stock was sold at an average price of $48.67, for a total transaction of $194,680.00. Following the transaction, the insider directly owned 40,502 shares in the company, valued at $1,971,232.34. This trade represents a 8.99% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Also, Director John N. Digiacomo sold 1,000 shares of the business’s stock in a transaction dated Monday, June 1st. The stock was sold at an average price of $45.97, for a total value of $45,970.00. Following the completion of the sale, the director directly owned 15,027 shares of the company’s stock, valued at $690,791.19. This represents a 6.24% decrease in their position. The disclosure for this sale is available in the SEC filing. 1.00% of the stock is owned by company insiders.

Institutional Investors Weigh In On BankUnited

A number of large investors have recently added to or reduced their stakes in the stock. Tudor Investment Corp ET AL acquired a new position in shares of BankUnited during the 3rd quarter worth about $7,599,000. Artemis Investment Management LLP acquired a new stake in BankUnited in the 4th quarter valued at approximately $73,655,000. Horizon Investments LLC acquired a new stake in BankUnited in the 4th quarter valued at approximately $1,858,000. BW Gestao de Investimentos Ltda. bought a new position in BankUnited in the 4th quarter worth approximately $7,800,000. Finally, Burney Co. bought a new position in BankUnited in the 1st quarter worth approximately $1,026,000. Institutional investors own 99.70% of the company’s stock.

Key Headlines Impacting BankUnited

Here are the key news stories impacting BankUnited this week:

• Positive Sentiment: BankUnited said it expects 2026 net interest income growth of 5%–6% and raised its NIDDA outlook to 12%–13%, signaling improving deposit mix and revenue momentum. Article Title
• Positive Sentiment: The quarter featured a record NIDDA ratio and a higher net interest margin, which suggests core profitability is still improving despite the earnings miss. Article Title

About BankUnited

BankUnited, Inc is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending.