Flagstar Bank, National Association (NYSE:FLG) Hits New 12-Month High After Analyst Upgrade

Flagstar Bank, National Association (NYSE:FLG) shares hit a new 52-week high during mid-day trading on Tuesday after Citigroup raised their price target on the stock from $16.00 to $16.50. Citigroup currently has a buy rating on the stock. Flagstar Bank, National Association traded as high as $13.88 and last traded at $13.7560, with a volume of 239792 shares trading hands. The stock had previously closed at $13.50.

A number of other equities research analysts have also recently issued reports on the company. Keefe, Bruyette & Woods boosted their price objective on Flagstar Bank, National Association from $13.50 to $14.00 and gave the company a “market perform” rating in a research note on Monday. Barclays lifted their target price on shares of Flagstar Bank, National Association from $14.00 to $15.00 and gave the stock an “overweight” rating in a research note on Friday, December 19th. JPMorgan Chase & Co. upped their price target on shares of Flagstar Bank, National Association from $14.50 to $15.00 and gave the company a “neutral” rating in a research note on Monday. DA Davidson lifted their price objective on shares of Flagstar Bank, National Association from $15.00 to $16.00 and gave the company a “buy” rating in a research note on Monday. Finally, UBS Group lowered their target price on shares of Flagstar Bank, National Association from $13.00 to $11.50 and set a “neutral” rating on the stock in a report on Wednesday, November 5th. Five investment analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and two have assigned a Sell rating to the stock. Based on data from MarketBeat.com, the company presently has an average rating of “Hold” and a consensus price target of $14.46.

Flagstar Bank, National Association News Roundup

Here are the key news stories impacting Flagstar Bank, National Association this week:

• Positive Sentiment: Citigroup raised its price target to $16.50 and reiterated a “buy” rating, signaling roughly mid‑teens upside vs. current levels and adding institutional conviction to the stock’s rally. Benzinga
• Positive Sentiment: DA Davidson raised its price target to $16.00 and kept a “buy” rating, reinforcing the bullish analyst momentum and supporting upward price pressure. Benzinga TickerReport
• Positive Sentiment: Flagstar reported Q4 results that topped estimates: EPS beat, rising net interest income and a sharp drop in credit costs — all positive fundamentals that likely underlie buying interest despite weaker non‑interest income and shrinking balances. Zacks: Q4 Earnings Beat
• Neutral Sentiment: JPMorgan nudged its target up to $15.00 but kept a “neutral” rating, which provides modest upside but less bullish conviction than the “buy” shops. Benzinga
• Neutral Sentiment: RBC raised its target to $15.00 and maintained a “sector perform” view, another vote of confidence but not an outright upgrade to buy. Benzinga
• Neutral Sentiment: Keefe, Bruyette & Woods lifted its target slightly to $14.00 with a “market perform” rating, indicating limited additional upside from that shop. Benzinga TickerReport
• Neutral Sentiment: Flagstar will participate at the Bank of America Securities 2026 Financial Services Conference, which increases management visibility and gives investors a chance for updated commentary but is not an immediate earnings driver. PR Newswire: Conference

Institutional Inflows and Outflows

Several institutional investors have recently made changes to their positions in FLG. CWM LLC bought a new stake in Flagstar Bank, National Association during the second quarter valued at $28,000. Financial Freedom LLC purchased a new stake in shares of Flagstar Bank, National Association in the 2nd quarter valued at about $31,000. Ameritas Advisory Services LLC bought a new stake in shares of Flagstar Bank, National Association during the 3rd quarter valued at about $33,000. Advisory Services Network LLC bought a new stake in shares of Flagstar Bank, National Association during the 3rd quarter valued at about $35,000. Finally, Clayton Financial Group LLC purchased a new position in shares of Flagstar Bank, National Association during the fourth quarter worth about $42,000. Institutional investors own 67.88% of the company’s stock.

Flagstar Bank, National Association Stock Performance

The company has a quick ratio of 0.99, a current ratio of 1.00 and a debt-to-equity ratio of 1.59. The company’s 50-day moving average is $12.87 and its two-hundred day moving average is $12.18. The company has a market capitalization of $5.80 billion, a P/E ratio of -27.35, a PEG ratio of 0.61 and a beta of 1.10.

Flagstar Bank, National Association (NYSE:FLG) last announced its earnings results on Friday, January 30th. The company reported $0.06 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.02 by $0.04. The business had revenue of $548.00 million during the quarter, compared to analyst estimates of $533.00 million. Flagstar Bank, National Association had a negative net margin of 3.68% and a negative return on equity of 1.60%. Flagstar Bank, National Association’s revenue for the quarter was down 10.9% on a year-over-year basis. During the same period in the previous year, the business posted ($0.41) earnings per share. Equities analysts anticipate that Flagstar Bank, National Association will post -0.31 earnings per share for the current fiscal year.

About Flagstar Bank, National Association

Flagstar Financial Corporation (NYSE: FLG) is a bank holding company whose principal subsidiary, Flagstar Bank, provides a range of financial services across the United States. Headquartered in Troy, Michigan, Flagstar combines commercial banking, mortgage lending and servicing, and deposit products to serve individuals, businesses and public entities. As a publicly traded company, Flagstar leverages its banking charter and national mortgage platform to deliver tailored financial solutions through both digital and branch channels.

The company’s mortgage business is one of the largest residential originators and servicers in the nation, offering retail, wholesale and correspondent lending channels.