Pagaya Technologies (NASDAQ:PGY) Given New $30.00 Price Target at Jefferies Financial Group

Pagaya Technologies (NASDAQ:PGY) had its price target reduced by Jefferies Financial Group from $35.00 to $30.00 in a research note published on Tuesday,Benzinga reports. Jefferies Financial Group currently has a buy rating on the stock.

Several other research firms have also commented on PGY. Canaccord Genuity Group decreased their price target on shares of Pagaya Technologies from $39.00 to $32.00 and set a “buy” rating for the company in a research report on Tuesday. Freedom Capital upgraded shares of Pagaya Technologies to a “strong-buy” rating in a research note on Tuesday, February 3rd. Benchmark decreased their target price on shares of Pagaya Technologies from $48.00 to $33.00 and set a “buy” rating for the company in a research report on Tuesday. Weiss Ratings reaffirmed a “sell (d-)” rating on shares of Pagaya Technologies in a report on Friday, January 9th. Finally, Wall Street Zen downgraded Pagaya Technologies from a “strong-buy” rating to a “buy” rating in a research report on Saturday, December 6th. One research analyst has rated the stock with a Strong Buy rating, nine have issued a Buy rating, one has issued a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $34.00.

Pagaya Technologies Stock Down 3.6%

Pagaya Technologies stock opened at $13.68 on Tuesday. The company has a quick ratio of 11.41, a current ratio of 11.41 and a debt-to-equity ratio of 1.16. The firm has a market cap of $1.10 billion, a P/E ratio of 15.37 and a beta of 5.85. The business has a fifty day moving average of $21.97 and a two-hundred day moving average of $27.62. Pagaya Technologies has a twelve month low of $8.50 and a twelve month high of $44.99.

Pagaya Technologies (NASDAQ:PGY) last released its quarterly earnings results on Monday, February 9th. The company reported $0.80 EPS for the quarter, topping the consensus estimate of $0.75 by $0.05. The firm had revenue of $334.81 million during the quarter, compared to analyst estimates of $348.75 million. Pagaya Technologies had a return on equity of 45.94% and a net margin of 6.25%.The business’s revenue for the quarter was up 19.8% compared to the same quarter last year. During the same period in the previous year, the company posted $0.17 EPS. On average, analysts forecast that Pagaya Technologies will post 0.88 earnings per share for the current fiscal year.

Insider Buying and Selling at Pagaya Technologies

In related news, insider Tami Rosen sold 7,561 shares of the company’s stock in a transaction that occurred on Friday, December 19th. The stock was sold at an average price of $30.73, for a total value of $232,349.53. Following the sale, the insider owned 37,544 shares in the company, valued at $1,153,727.12. This represents a 16.76% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, CFO Evangelos Perros sold 9,750 shares of the stock in a transaction that occurred on Monday, January 5th. The stock was sold at an average price of $22.99, for a total transaction of $224,152.50. Following the completion of the transaction, the chief financial officer owned 100,212 shares in the company, valued at approximately $2,303,873.88. This trade represents a 8.87% decrease in their position. The SEC filing for this sale provides additional information. In the last 90 days, insiders have sold 21,256 shares of company stock worth $547,198. 47.59% of the stock is currently owned by insiders.

Institutional Trading of Pagaya Technologies

Several large investors have recently made changes to their positions in the business. Caitong International Asset Management Co. Ltd raised its holdings in shares of Pagaya Technologies by 35.8% during the second quarter. Caitong International Asset Management Co. Ltd now owns 1,973 shares of the company’s stock worth $42,000 after purchasing an additional 520 shares during the last quarter. Nisa Investment Advisors LLC raised its stake in shares of Pagaya Technologies by 8.6% during the 2nd quarter. Nisa Investment Advisors LLC now owns 6,676 shares of the company’s stock valued at $142,000 after buying an additional 526 shares during the last quarter. Moody National Bank Trust Division raised its stake in shares of Pagaya Technologies by 2.4% during the 4th quarter. Moody National Bank Trust Division now owns 28,978 shares of the company’s stock valued at $606,000 after buying an additional 666 shares during the last quarter. Main Management ETF Advisors LLC lifted its holdings in shares of Pagaya Technologies by 1.0% in the 4th quarter. Main Management ETF Advisors LLC now owns 72,036 shares of the company’s stock valued at $1,506,000 after buying an additional 736 shares during the period. Finally, SBI Securities Co. Ltd. boosted its stake in shares of Pagaya Technologies by 5.0% in the fourth quarter. SBI Securities Co. Ltd. now owns 16,493 shares of the company’s stock worth $345,000 after buying an additional 790 shares during the last quarter. 57.14% of the stock is owned by hedge funds and other institutional investors.

Key Pagaya Technologies News

Here are the key news stories impacting Pagaya Technologies this week:

• Positive Sentiment: Closed an $800M AAA‑rated personal‑loan ABS (PAID 2026‑1) that exceeded the original $600M target by ~33%, showing strong institutional demand and an ongoing funding channel for Pagaya’s lending business. Pagaya Technologies (PGY)’s AAA-Rated Personal Loan ABS Transaction Exceeds the Initial $600 Million Target By 33%
• Positive Sentiment: Reported Q4 EPS of $0.80, beating the $0.75 consensus and showing strong profitability metrics (positive ROE), while EPS improved substantially year‑over‑year. Pagaya Reports Fourth Quarter and Full Year Ended 2025 Results
• Neutral Sentiment: Earnings call and full transcripts/slides are available for investors wanting details on model performance, loss rates and product mix — useful for digging into the drivers behind the mixed headline numbers. Q4 2025 Earnings Call Transcript
• Negative Sentiment: Revenue missed Street estimates: Q4 revenue $334.8M vs. $348.8M expected, and management issued Q1 and FY2026 revenue guidance below consensus (Q1: $315M–$335M vs ~$345.6M consensus; FY: $1.4B–$1.6B vs ~$1.5B consensus mid). That softer top‑line outlook is the main near‑term pressure on the stock. Pagaya Technologies Ltd (PGY) Q4 2025 Earnings Call Highlights
• Negative Sentiment: Multiple brokers trimmed price targets (Jefferies $35→$30; Benchmark $48→$33; Canaccord $39→$32) while keeping Buy ratings — cuts reflect the softer revenue/growth outlook and are weighing on sentiment despite retained conviction. Analyst Price Target Coverage (Benzinga)
• Negative Sentiment: Shares have reacted sharply to the mixed print in recent sessions (reports noted a large intraday drop after earnings), highlighting sensitivity to top‑line misses and guidance shifts. Q4 2025 earnings call transcript / coverage

About Pagaya Technologies

Pagaya Technologies is a financial technology company that applies artificial intelligence and machine learning to the credit and asset management industries. Through its proprietary data-driven platform, Pagaya analyzes vast datasets from consumer credit portfolios to build predictive risk models, enabling institutional investors to gain access to alternative credit products. The company’s solutions streamline underwriting, optimize portfolio construction and facilitate the efficient securitization of consumer loans, credit card receivables and other asset classes.

Founded in 2016 and headquartered in New York, Pagaya has expanded its operations to serve financial institutions and asset managers primarily in the United States.