Wintrust Financial (NASDAQ:WTFC) Lowered to “Neutral” Rating by Brean Capital

Brean Capital lowered shares of Wintrust Financial (NASDAQ:WTFC) from a buy rating to a neutral rating in a research note published on Tuesday morning, MarketBeat.com reports. The firm currently has $170.00 target price on the bank’s stock.

WTFC has been the topic of several other reports. Truist Financial increased their price objective on shares of Wintrust Financial from $170.00 to $183.00 and gave the company a “buy” rating in a research report on Friday, July 10th. Barclays lifted their target price on shares of Wintrust Financial from $190.00 to $192.00 and gave the stock an “overweight” rating in a report on Tuesday, July 7th. Royal Bank Of Canada upped their price target on shares of Wintrust Financial from $175.00 to $185.00 and gave the company an “outperform” rating in a research note on Wednesday, April 22nd. Piper Sandler reissued an “overweight” rating and issued a $188.00 price target (up from $184.00) on shares of Wintrust Financial in a report on Wednesday, April 22nd. Finally, Citigroup raised their price objective on shares of Wintrust Financial from $178.00 to $182.00 and gave the stock a “buy” rating in a research report on Wednesday, April 22nd. Nine research analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the company has an average rating of “Moderate Buy” and an average price target of $174.21.

Wintrust Financial Stock Down 2.9%

WTFC stock opened at $158.93 on Tuesday. The company has a current ratio of 0.98, a quick ratio of 0.97 and a debt-to-equity ratio of 0.62. The firm has a market capitalization of $10.72 billion, a PE ratio of 12.77 and a beta of 0.84. Wintrust Financial has a 1-year low of $119.61 and a 1-year high of $167.21. The business’s 50 day simple moving average is $155.70 and its 200 day simple moving average is $149.20.

Wintrust Financial (NASDAQ:WTFC) last announced its quarterly earnings results on Monday, July 20th. The bank reported $3.30 earnings per share (EPS) for the quarter, beating the consensus estimate of $3.15 by $0.15. Wintrust Financial had a return on equity of 13.52% and a net margin of 20.72%.The business had revenue of $738.63 million during the quarter, compared to the consensus estimate of $735.36 million. During the same quarter last year, the firm posted $2.78 EPS. As a group, research analysts anticipate that Wintrust Financial will post 13 EPS for the current year.

Insider Transactions at Wintrust Financial

In related news, COO David A. Dykstra sold 9,579 shares of the company’s stock in a transaction dated Monday, April 27th. The shares were sold at an average price of $148.82, for a total value of $1,425,546.78. Following the transaction, the chief operating officer directly owned 179,810 shares in the company, valued at approximately $26,759,324.20. This represents a 5.06% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Also, Director Suzet M. Mckinney sold 500 shares of the firm’s stock in a transaction dated Monday, May 4th. The stock was sold at an average price of $148.96, for a total transaction of $74,480.00. Following the transaction, the director directly owned 3,303 shares in the company, valued at approximately $492,014.88. This represents a 13.15% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last 90 days, insiders sold 13,099 shares of company stock valued at $1,954,386. 1.24% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently made changes to their positions in the business. Advisors Asset Management Inc. bought a new stake in shares of Wintrust Financial in the first quarter valued at approximately $27,000. Jones Financial Companies Lllp increased its stake in Wintrust Financial by 49.0% during the 1st quarter. Jones Financial Companies Lllp now owns 1,019 shares of the bank’s stock worth $115,000 after acquiring an additional 335 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its stake in Wintrust Financial by 7.2% during the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 179,430 shares of the bank’s stock worth $20,179,000 after acquiring an additional 12,103 shares during the period. EverSource Wealth Advisors LLC raised its holdings in Wintrust Financial by 400.0% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 400 shares of the bank’s stock valued at $50,000 after acquiring an additional 320 shares in the last quarter. Finally, Cerity Partners LLC raised its holdings in Wintrust Financial by 1.6% in the 2nd quarter. Cerity Partners LLC now owns 23,120 shares of the bank’s stock valued at $2,866,000 after acquiring an additional 355 shares in the last quarter. Institutional investors and hedge funds own 93.48% of the company’s stock.

Trending Headlines about Wintrust Financial

Here are the key news stories impacting Wintrust Financial this week:

• Positive Sentiment: Wintrust reported Q2 2026 net income of $233.7 million, or $3.30 per share, ahead of consensus estimates, with revenue also slightly above expectations.
• Positive Sentiment: Management highlighted continued earning-asset growth, deposit inflows, and stable credit trends, which support the company’s fundamental outlook.
• Neutral Sentiment: Brean Capital downgraded Wintrust Financial from buy to neutral and set a $170 price target, signaling less immediate upside enthusiasm from at least one analyst.
• Neutral Sentiment: Insider and institutional activity has been mixed overall, with some large investors adding shares while others reduced positions, offering no clear directional signal for the stock.
• Negative Sentiment: Investors seem to be weighing the fact that net interest margin slipped to 3.50% from 3.54% in the prior quarter, suggesting pressure on profitability despite the strong top-line and EPS beat.
• Negative Sentiment: The sell-off may also reflect profit-taking after a strong earnings report, as the market appears disappointed that growth did not come with improving margins.

Wintrust Financial Company Profile

Wintrust Financial Corporation is a Chicago‐area bank holding company headquartered in Rosemont, Illinois. Through its primary subsidiary, Wintrust Bank, the company operates a network of community banks serving metropolitan Chicago and select markets in southeastern Wisconsin. These locally branded banks provide personalized commercial and consumer banking solutions tailored to small and mid‐size businesses, professionals, and individual clients.

The firm’s core offerings include deposit products, commercial and residential lending, treasury management, and mortgage banking services.