Equity Bancshares (NASDAQ:EQBK) and Sberbank of Russia (OTCMKTS:SBRCY) Head-To-Head Review

Equity Bancshares (NASDAQ:EQBK) and Sberbank of Russia (OTCMKTS:SBRCY) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, valuation, profitability and analyst recommendations.

Analyst Recommendations

This is a summary of recent ratings and price targets for Equity Bancshares and Sberbank of Russia, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Equity Bancshares	0	3	3	0	2.50
Sberbank of Russia	0	0	0	0	0.00

Equity Bancshares presently has a consensus price target of $47.80, suggesting a potential upside of 19.69%. Given Equity Bancshares’ stronger consensus rating and higher probable upside, equities analysts plainly believe Equity Bancshares is more favorable than Sberbank of Russia.

Profitability

This table compares Equity Bancshares and Sberbank of Russia’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Equity Bancshares	18.66%	14.64%	1.31%
Sberbank of Russia	40.80%	21.45%	2.97%

Institutional and Insider Ownership

71.8% of Equity Bancshares shares are owned by institutional investors. Comparatively, 0.1% of Sberbank of Russia shares are owned by institutional investors. 6.6% of Equity Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Dividends

Equity Bancshares pays an annual dividend of $0.60 per share and has a dividend yield of 1.5%. Sberbank of Russia pays an annual dividend of $0.85 per share and has a dividend yield of 163.5%. Equity Bancshares pays out 14.9% of its earnings in the form of a dividend. Equity Bancshares has raised its dividend for 3 consecutive years.

Risk and Volatility

Equity Bancshares has a beta of 0.85, suggesting that its share price is 15% less volatile than the S&P 500. Comparatively, Sberbank of Russia has a beta of 1.56, suggesting that its share price is 56% more volatile than the S&P 500.

Valuation & Earnings

This table compares Equity Bancshares and Sberbank of Russia”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Equity Bancshares	$228.94 million	3.35	$62.62 million	$4.03	9.91
Sberbank of Russia	$49.52 billion	0.06	$16.97 billion	N/A	N/A

Sberbank of Russia has higher revenue and earnings than Equity Bancshares.

Summary

Sberbank of Russia beats Equity Bancshares on 8 of the 15 factors compared between the two stocks.

About Equity Bancshares

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products. The company's loan products also comprise 1 4 family residential mortgages, agriculture, consumer, residential real estate mortgage, and agricultural real estate and production loans. It also provides debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. It operates a network of branches in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was incorporated in 2002 and is headquartered in Wichita, Kansas.

About Sberbank of Russia

Sberbank of Russia, together with its subsidiaries, provides corporate and retail banking products and services to individuals, small businesses, corporate clients, and financial institutions. The company offers deposit products; pension accounts; payment, transfer, brokerage, and asset management services; car, housing, education, and consumer loans; mortgages; debit and credit cards, and overdraft service; and refinancing products. It also provides derivative, financial instrument, foreign currency, precious metal, corporate structured, and commodities and securities products, as well as debt and capital markets funding, documentary, and other commission services. In addition, it offers life, property, bank card, accident, liability, trust management, investment and universal life, travel, and mutual investment funds insurance products, as well as individual pension plans and corporate pension programs. Additionally, the company provides business bank accounts, platform for exporters and importers, merchant acquiring and international trading services, and corporate cards for small businesses; and loans, investment products and capital markets services, fund investment services, and banking services for corporate clients. It also provides trade finance, interbank lending, currency risk hedging, and treasury services; deposits, custody services, and electronic trading systems; and settlement and cash collection services to financial institutions. As of December 31, 2020, the company operated 11 Regional banks and 14,162 branches in Russia. The company also has operations in 18 countries internationally. Sberbank of Russia was founded in 1841 and is headquartered in Moscow, Russia.