Blue Foundry Bancorp (NASDAQ:BLFY) versus Glen Burnie Bancorp (NASDAQ:GLBZ) Financial Contrast

Blue Foundry Bancorp (NASDAQ:BLFY) and Glen Burnie Bancorp (NASDAQ:GLBZ) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, valuation, profitability, risk, dividends, earnings and institutional ownership.

Risk and Volatility

Blue Foundry Bancorp has a beta of 0.61, suggesting that its stock price is 39% less volatile than the S&P 500. Comparatively, Glen Burnie Bancorp has a beta of 0.2, suggesting that its stock price is 80% less volatile than the S&P 500.

Profitability

This table compares Blue Foundry Bancorp and Glen Burnie Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Blue Foundry Bancorp	-12.49%	-3.45%	-0.55%
Glen Burnie Bancorp	0.19%	0.16%	0.01%

Institutional and Insider Ownership

56.5% of Blue Foundry Bancorp shares are owned by institutional investors. Comparatively, 9.8% of Glen Burnie Bancorp shares are owned by institutional investors. 6.0% of Blue Foundry Bancorp shares are owned by insiders. Comparatively, 14.1% of Glen Burnie Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a summary of current ratings and price targets for Blue Foundry Bancorp and Glen Burnie Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Blue Foundry Bancorp	0	1	0	0	2.00
Glen Burnie Bancorp	0	0	0	0	0.00

Blue Foundry Bancorp presently has a consensus target price of $10.00, indicating a potential upside of 8.11%. Given Blue Foundry Bancorp’s stronger consensus rating and higher possible upside, analysts plainly believe Blue Foundry Bancorp is more favorable than Glen Burnie Bancorp.

Valuation & Earnings

This table compares Blue Foundry Bancorp and Glen Burnie Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Blue Foundry Bancorp	$87.25 million	2.28	-$11.91 million	($0.55)	-16.82
Glen Burnie Bancorp	$16.37 million	0.74	-$110,000.00	$0.01	416.00

Glen Burnie Bancorp has lower revenue, but higher earnings than Blue Foundry Bancorp. Blue Foundry Bancorp is trading at a lower price-to-earnings ratio than Glen Burnie Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

Glen Burnie Bancorp beats Blue Foundry Bancorp on 7 of the 13 factors compared between the two stocks.

About Blue Foundry Bancorp

Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses in the United States. The company offers saving, time, and non-interest bearing deposits; demand accounts; and loans, such as one-to-four family residential property, multi-family, residential real estate, non-residential real estate, consumer, construction, and commercial and industrial loans, as well as junior liens and home equity lines of credit. The company was formerly known as Boiling Springs Bancorp and changed its name to Blue Foundry Bancorp in July 2019. Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, New Jersey.

About Glen Burnie Bancorp

Glen Burnie Bancorp operates as the bank holding company for The Bank of Glen Burnie that provides commercial and retail banking services to individuals, associations, partnerships, and corporations. The company offers savings accounts, money market deposit accounts, demand deposit accounts, NOW checking accounts, IRA and SEP accounts, and certificates of deposit. It also provides residential and commercial real estate, construction, land acquisition and development, and secured and unsecured commercial loans, as well as consumer instalment lending, such as indirect automobile lending services; and residential first and second mortgage loans, home equity lines of credit, and commercial mortgage loans. In addition, the company offers safe deposit boxes, money orders, night depositories, automated clearinghouse transactions, wire transfers, and automated teller machine (ATM) services, as well as electronic banking services, such as telephone and online banking, bill pay, card management and control, mobile app, merchant source capture, mobile deposit capture, Zelle, etc. Further, it provides treasury services, including wire transfer and ACH services, and debit cards. Additionally, the company engages in the acquisition and disposition of other real estate properties. It serves customers in northern Anne Arundel county and surrounding areas from its main office and branch in Glen Burnie, Maryland; and branch offices in Odenton, Riviera Beach, Crownsville, Severn, Linthicum, and Severna Park, Maryland. The company also operates a remote ATM located in Pasadena, Maryland. The company was founded in 1949 and is based in Glen Burnie, Maryland.