Critical Analysis: Health In Tech (NASDAQ:HIT) vs. Cheche Group (NASDAQ:CCG)

Health In Tech (NASDAQ:HIT) and Cheche Group (NASDAQ:CCG) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their earnings, risk, valuation, profitability, institutional ownership, dividends and analyst recommendations.

Insider and Institutional Ownership

19.8% of Cheche Group shares are owned by institutional investors. 77.7% of Health In Tech shares are owned by insiders. Comparatively, 1.2% of Cheche Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Health In Tech and Cheche Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Health In Tech	N/A	N/A	N/A
Cheche Group	N/A	N/A	N/A

Analyst Ratings

This is a summary of recent ratings and recommmendations for Health In Tech and Cheche Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Health In Tech	1	0	0	1	2.50
Cheche Group	1	0	0	0	1.00

Health In Tech currently has a consensus target price of $2.50, suggesting a potential downside of 7.41%. Given Health In Tech’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Health In Tech is more favorable than Cheche Group.

Valuation & Earnings

This table compares Health In Tech and Cheche Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Health In Tech	$26.69 million	5.70	$1.13 million	$0.02	135.00
Cheche Group	$475.82 million	0.14	-$8.52 million	($0.11)	-8.98

Health In Tech has higher earnings, but lower revenue than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than Health In Tech, indicating that it is currently the more affordable of the two stocks.

Summary

Health In Tech beats Cheche Group on 8 of the 10 factors compared between the two stocks.

About Health In Tech

Health in Tech, Inc. engages in the provision of insurance technology platforms which offer a marketplace of processes in the healthcare industry. Its services include Stone Mountain Risk, eDIYBS, HI Card, HI Performance Network, and Ancillary Products. The company was founded by Tim Johnson in 2014 and is headquartered in Stuart, FL.

About Cheche Group

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.