Head-To-Head Comparison: Fidelity D&D Bancorp (NASDAQ:FDBC) vs. Chain Bridge Bancorp (NYSE:CBNA)

Chain Bridge Bancorp (NYSE:CBNA) and Fidelity D&D Bancorp (NASDAQ:FDBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, valuation, analyst recommendations and dividends.

Profitability

This table compares Chain Bridge Bancorp and Fidelity D&D Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Chain Bridge Bancorp	32.83%	12.10%	1.22%
Fidelity D&D Bancorp	19.03%	12.10%	0.97%

Insider and Institutional Ownership

20.1% of Fidelity D&D Bancorp shares are held by institutional investors. 25.9% of Chain Bridge Bancorp shares are held by insiders. Comparatively, 21.0% of Fidelity D&D Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of recent ratings for Chain Bridge Bancorp and Fidelity D&D Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chain Bridge Bancorp	1	3	0	1	2.20
Fidelity D&D Bancorp	0	1	0	0	2.00

Chain Bridge Bancorp currently has a consensus price target of $30.67, indicating a potential upside of 1.23%. Given Chain Bridge Bancorp’s stronger consensus rating and higher possible upside, analysts plainly believe Chain Bridge Bancorp is more favorable than Fidelity D&D Bancorp.

Valuation & Earnings

This table compares Chain Bridge Bancorp and Fidelity D&D Bancorp”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chain Bridge Bancorp	$56.65 million	3.51	$20.95 million	$2.86	10.59
Fidelity D&D Bancorp	$126.04 million	2.05	$20.79 million	$4.51	9.92

Chain Bridge Bancorp has higher earnings, but lower revenue than Fidelity D&D Bancorp. Fidelity D&D Bancorp is trading at a lower price-to-earnings ratio than Chain Bridge Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

Chain Bridge Bancorp beats Fidelity D&D Bancorp on 9 of the 12 factors compared between the two stocks.

About Chain Bridge Bancorp

Chain Bridge Bancorp, Inc. operates as a Delaware-chartered bank holding company for Chain Bridge Bank, National Association that provides commercial and personal banking, and trust services in the United States. Its deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and money market accounts. The company’s loan portfolio comprises of residential and commercial real estate loans, commercial loans, and consumer loans. It also provides treasury management, payments, trusts and estate administration, wealth management, and asset custody services. The company was incorporated in 2006 and is headquartered in McLean, Virginia.

About Fidelity D&D Bancorp

Fidelity D&D Bancorp, Inc. is a holding company, which engages in the provision of commercial banking services. It operates through the following segments: Commercial and Industrial, Commercial Real Estate, Consumer, and Residential Real Estate. The Commercial and Industrial segment refers to identified historic and/or the projected cash flows of the borrower and secondarily to the underlying collateral provided by the borrower. The Commercial Real Estate segment offers finances purchase of real estate, refinance existing obligations, and/or to provide capital. The Consumer segment includes home equity installment loans and lines of credit. The Residential Real Estate segment operates as a secured first lien position of the borrower’s residential real estate. The company was founded in 1902 and is headquartered in Dunmore, PA.