Reviewing Nordea Bank (OTCMKTS:NRDBY) & CaixaBank (OTCMKTS:CAIXY)

CaixaBank (OTCMKTS:CAIXY) and Nordea Bank (OTCMKTS:NRDBY) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, risk, earnings, profitability, analyst recommendations, dividends and valuation.

Profitability

This table compares CaixaBank and Nordea Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CaixaBank	N/A	N/A	N/A
Nordea Bank	21.42%	15.38%	0.75%

Analyst Recommendations

This is a summary of recent ratings for CaixaBank and Nordea Bank, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CaixaBank	1	3	1	0	2.00
Nordea Bank	1	2	2	2	2.71

Valuation and Earnings

This table compares CaixaBank and Nordea Bank”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CaixaBank	$24.18 billion	3.38	$6.26 billion	N/A	N/A
Nordea Bank	$26.50 billion	2.36	$5.47 billion	$1.52	11.95

CaixaBank has higher earnings, but lower revenue than Nordea Bank.

Insider & Institutional Ownership

0.0% of Nordea Bank shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Volatility & Risk

CaixaBank has a beta of 0.28, suggesting that its share price is 72% less volatile than the S&P 500. Comparatively, Nordea Bank has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500.

Dividends

CaixaBank pays an annual dividend of $0.08 per share and has a dividend yield of 2.1%. Nordea Bank pays an annual dividend of $0.46 per share and has a dividend yield of 2.5%. Nordea Bank pays out 30.3% of its earnings in the form of a dividend.

Summary

Nordea Bank beats CaixaBank on 10 of the 13 factors compared between the two stocks.

About CaixaBank

CaixaBank, S.A., together with its subsidiaries, provides various banking products and financial services in Spain and internationally. The company operates through Banking and Insurance, Equity Investments, and BPI segments. It also provides solutions related to security, protection, internationalization, and financing; traditional financial advice, independent advice, and broker services; asset management; liquidity management; capital markets, cash management, project finance, asset finance, and M&A services; and various financial services and solutions to public and private sector institutions, as well as distributes non-life and life risk insurance policies; and private banking services. In addition, the company is involved in the real estate business. It has branches and ATMs in Spain; and branches and ATMs in Portugal. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.

About Nordea Bank

Nordea Bank Abp offers banking products and services in Sweden, Finland, Norway, Denmark, and internationally. It operates through Personal Banking, Business Banking, Large Corporates & Institutions, and Asset & Wealth Management segments. The Personal Banking segment provides various financial services to customers through mobile banking, over the phone, online meetings, and branch offices. The Business Banking segment offers payments, cash management, cards, working capital management, and cards and finance solutions to corporate and personal customers. The Large Corporates & Institutions segment provides financing, cash management and payment, investment banking, capital market products, and securities services to corporate and institutional customers. The Asset & Wealth Management segment offers investment, savings, and risk management solutions to high net worth individuals and institutional investors. It also offers account-based products, such as lending and deposit; project finance services, asset-based financing through leasing, hire purchase, and factoring, as well as sales to finance partners, such as dealers, vendors, and retailers; financial instruments or arrangement for financial instruments, including currencies, commodities, stocks, and bonds; and asset management, including investment funds, discretionary management, portfolio advice, equity trading, and pension accounts, as well as life insurance and pension products and services. Nordea Bank Abp was founded in 1820 and is headquartered in Helsinki, Finland.