XBP Global (NASDAQ:XBP) versus Marqeta (NASDAQ:MQ) Financial Contrast

Marqeta (NASDAQ:MQ) and XBP Global (NASDAQ:XBP) are both business services companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, earnings, dividends, valuation, risk and institutional ownership.

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Marqeta and XBP Global, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Marqeta	2	7	1	0	1.90
XBP Global	1	0	0	0	1.00

Marqeta presently has a consensus target price of $5.50, suggesting a potential upside of 11.34%. Given Marqeta’s stronger consensus rating and higher probable upside, research analysts clearly believe Marqeta is more favorable than XBP Global.

Institutional and Insider Ownership

78.6% of Marqeta shares are held by institutional investors. Comparatively, 15.7% of XBP Global shares are held by institutional investors. 12.6% of Marqeta shares are held by insiders. Comparatively, 10.5% of XBP Global shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Risk & Volatility

Marqeta has a beta of 1.48, indicating that its share price is 48% more volatile than the S&P 500. Comparatively, XBP Global has a beta of -0.39, indicating that its share price is 139% less volatile than the S&P 500.

Valuation and Earnings

This table compares Marqeta and XBP Global”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Marqeta	$506.99 million	4.29	$27.29 million	($0.08)	-61.75
XBP Global	$142.77 million	0.47	-$12.37 million	($0.22)	-2.60

Marqeta has higher revenue and earnings than XBP Global. Marqeta is trading at a lower price-to-earnings ratio than XBP Global, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Marqeta and XBP Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Marqeta	-6.74%	-4.22%	-2.88%
XBP Global	N/A	7,889.88%	384.84%

Summary

Marqeta beats XBP Global on 10 of the 14 factors compared between the two stocks.

About Marqeta

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

About XBP Global

XBP Europe Holdings, Inc. provides bills, payments, and related solutions and services in France, Germany, the United Kingdom, Sweden, and internationally. The company operates through two segments, Bills & Payments and Technology. The Bills & Payments segment focuses on optimizing how bills and payments are processed by businesses of all sizes and industries. This segment also offers automation of accounts payable and accounts receivables processes and seeks to integrate buyers and suppliers, as well as engages in digital transformation business. The Technology segment engages in the sale of recurring software licenses and related maintenance, and hardware solutions, as well as provision of related maintenance and professional services. In addition, the company offers XBP platform that provides a secured network allowing billers, consumers, and businesses to communicate and transact; XBP Omnidirect, a cloud-based platform that provides enterprise level client communication management; and Reaktr.ai for cybersecurity, data modernization and cloud management, and generative AI. Further, it provides request to pay solutions; enterprise information management solutions; robotic process automation solutions; digital mailroom and records digitization solutions; business process management and intelligent workflow automation solutions; integrated communications solution; banking and financial industry solutions and services; cross-border payments; digitization of checks; confirmation of payee; and mortgage and loan management solutions. The company is based in Egham, the United Kingdom. XBP Europe Holdings, Inc. operates as a subsidiary of Exela Technologies, Inc.