Affirm (NASDAQ:AFRM) Given New $95.00 Price Target at Mizuho

Affirm (NASDAQ:AFRM) had its price target trimmed by Mizuho from $114.00 to $95.00 in a research note published on Monday, MarketBeat reports. The brokerage currently has an outperform rating on the stock.

Other research analysts have also issued research reports about the company. Morgan Stanley raised Affirm from an “equal weight” rating to an “overweight” rating and lowered their price target for the company from $83.00 to $76.00 in a research report on Tuesday, February 3rd. BTIG Research reissued a “neutral” rating on shares of Affirm in a research note on Wednesday, December 17th. Stephens dropped their price target on Affirm from $75.00 to $65.00 and set an “equal weight” rating for the company in a research note on Friday. Weiss Ratings reiterated a “hold (c-)” rating on shares of Affirm in a report on Monday, December 29th. Finally, TD Cowen reissued a “buy” rating on shares of Affirm in a research report on Friday. One investment analyst has rated the stock with a Strong Buy rating, twenty have given a Buy rating and seven have issued a Hold rating to the company. According to MarketBeat, the company currently has a consensus rating of “Moderate Buy” and an average target price of $86.67.

Affirm Trading Up 1.6%

Shares of AFRM stock opened at $57.95 on Monday. The company has a debt-to-equity ratio of 2.58, a current ratio of 11.41 and a quick ratio of 11.41. Affirm has a 1-year low of $30.90 and a 1-year high of $100.00. The business has a 50-day moving average of $71.31 and a 200 day moving average of $74.23. The stock has a market capitalization of $19.13 billion, a PE ratio of 71.54, a P/E/G ratio of 2.51 and a beta of 3.56.

Affirm (NASDAQ:AFRM) last issued its earnings results on Thursday, February 5th. The company reported $0.37 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.28 by $0.09. The firm had revenue of $1.12 billion for the quarter, compared to analysts’ expectations of $1.06 billion. Affirm had a net margin of 7.60% and a return on equity of 8.83%. The business’s revenue was up 29.6% on a year-over-year basis. During the same quarter last year, the business earned $0.23 earnings per share. As a group, sell-side analysts anticipate that Affirm will post -0.18 earnings per share for the current year.

Insider Activity

In related news, CFO Robert O’hare sold 36,401 shares of Affirm stock in a transaction dated Monday, January 5th. The shares were sold at an average price of $80.00, for a total transaction of $2,912,080.00. Following the completion of the transaction, the chief financial officer directly owned 1,368 shares of the company’s stock, valued at $109,440. This trade represents a 96.38% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink. Also, CEO Max R. Levchin sold 666,666 shares of the business’s stock in a transaction dated Monday, January 5th. The stock was sold at an average price of $80.62, for a total transaction of $53,746,612.92. The disclosure for this sale is available in the SEC filing. Over the last quarter, insiders sold 711,256 shares of company stock valued at $57,231,923. 11.01% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently added to or reduced their stakes in the stock. Federated Hermes Inc. purchased a new position in Affirm in the third quarter worth about $19,077,000. Resona Asset Management Co. Ltd. bought a new position in shares of Affirm in the 3rd quarter worth approximately $6,036,000. Gateway Investment Advisers LLC bought a new position in shares of Affirm in the 3rd quarter worth approximately $1,315,000. Norges Bank purchased a new position in shares of Affirm in the second quarter worth approximately $183,475,000. Finally, Allspring Global Investments Holdings LLC grew its position in Affirm by 96.3% during the third quarter. Allspring Global Investments Holdings LLC now owns 1,261,611 shares of the company’s stock valued at $93,889,000 after buying an additional 618,988 shares during the period. Institutional investors own 69.29% of the company’s stock.

Key Stories Impacting Affirm

Here are the key news stories impacting Affirm this week:

• Positive Sentiment: New distribution and partnership wins broaden Affirm’s BNPL footprint (including a QuickBooks tie-up aimed at small-business lending), which supports revenue growth and product diversification. Here’s What Affirm Holding’s Introduction of Buy Now, Pay Later to QuickBooks Means For Investors
• Positive Sentiment: Affirm says it is expanding its BNPL network with additional partnerships and wider distribution — a growth signal that can drive merchant adoption and TPV expansion. Affirm Expands BNPL Network With New Partnerships And Wider Distribution
• Positive Sentiment: Cantor Fitzgerald reaffirmed an “overweight” rating and set an $85 price target, indicating continued institutional conviction in upside from current levels. Benzinga coverage of Cantor Fitzgerald rating
• Neutral Sentiment: Affirm’s recent quarterly results showed a beat and an upgraded outlook (fundamental positives), but the stock saw a near-term pullback after the print — investors are parsing growth vs. valuation. Affirm Holdings (AFRM) Is Down 5.4% After Q2 Beat And Outlook Hike What’s Changed
• Neutral Sentiment: Mizuho trimmed its price target from $114 to $95 but kept an “outperform” rating — a sign of differing analyst views about medium-term upside. Mizuho price-target change
• Neutral Sentiment: Zacks notes elevated investor attention on AFRM, which can amplify moves (higher volume/volatility) but doesn’t by itself change fundamentals. Affirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should Know
• Negative Sentiment: Several sell-side cuts lowered price targets (Stephens to $65, RBC to $77, JPMorgan to $79), increasing near-term downside risk as investors reprice consensus expectations. Stephens Cuts Affirm Price Target to $65 Royal Bank Of Canada Cuts Affirm Price Target to $77 JPMorgan Cuts Affirm Price Target to $79
• Negative Sentiment: Short-term analyst downgrades and headline-driven selling explain the recent intraday pullbacks despite positive product/newsflow—expect continued volatility around earnings and analyst notes. Affirm Shares Down Following Analyst Downgrade

Affirm Company Profile

Affirm Holdings, Inc is a financial technology company that provides point-of-sale consumer lending and payments solutions for online and in-store purchases. Its core product is a buy-now-pay-later (BNPL) platform that enables consumers to split purchases into fixed, transparent installment loans with no hidden fees. Affirm offers a range of financing options through merchant integrations, a consumer-facing mobile app and virtual card capabilities, and tools for merchants to offer alternative payment methods at checkout.