TD Cowen Has Lowered Expectations for Capital One Financial (NYSE:COF) Stock Price

Capital One Financial (NYSE:COF) had its target price cut by equities researchers at TD Cowen from $290.00 to $260.00 in a note issued to investors on Tuesday,MarketScreener reports. The firm currently has a “buy” rating on the financial services provider’s stock. TD Cowen’s price target suggests a potential upside of 40.74% from the company’s current price.

COF has been the topic of several other research reports. Wolfe Research lowered their target price on Capital One Financial from $294.00 to $280.00 and set an “outperform” rating on the stock in a research note on Friday, January 23rd. Weiss Ratings restated a “hold (c)” rating on shares of Capital One Financial in a report on Friday, March 27th. JPMorgan Chase & Co. boosted their price objective on shares of Capital One Financial from $237.00 to $256.00 and gave the company a “neutral” rating in a research report on Monday, January 12th. Truist Financial dropped their price objective on shares of Capital One Financial from $290.00 to $275.00 and set a “buy” rating on the stock in a research note on Monday, January 26th. Finally, Barclays cut their target price on shares of Capital One Financial from $294.00 to $287.00 and set an “overweight” rating for the company in a research report on Friday, January 23rd. One analyst has rated the stock with a Strong Buy rating, fifteen have assigned a Buy rating and six have assigned a Hold rating to the stock. According to data from MarketBeat, Capital One Financial currently has an average rating of “Moderate Buy” and a consensus price target of $274.45.

Capital One Financial Price Performance

COF opened at $184.73 on Tuesday. The firm has a market capitalization of $114.89 billion, a P/E ratio of 62.41, a PEG ratio of 0.56 and a beta of 1.14. The stock has a fifty day moving average of $200.03 and a 200-day moving average of $217.00. The company has a quick ratio of 1.04, a current ratio of 1.04 and a debt-to-equity ratio of 0.44. Capital One Financial has a 12-month low of $143.22 and a 12-month high of $259.64.

Capital One Financial (NYSE:COF) last issued its quarterly earnings results on Thursday, January 22nd. The financial services provider reported $3.86 earnings per share for the quarter, missing analysts’ consensus estimates of $4.14 by ($0.28). The business had revenue of $15.62 billion for the quarter, compared to analysts’ expectations of $15.49 billion. Capital One Financial had a net margin of 3.54% and a return on equity of 10.68%. The business’s quarterly revenue was up 53.3% compared to the same quarter last year. During the same quarter in the prior year, the firm posted $2.67 EPS. Equities analysts forecast that Capital One Financial will post 15.65 EPS for the current fiscal year.

Insiders Place Their Bets

In related news, insider Celia Karam sold 2,108 shares of the business’s stock in a transaction that occurred on Monday, February 2nd. The stock was sold at an average price of $218.25, for a total value of $460,071.00. Following the completion of the sale, the insider owned 59,269 shares of the company’s stock, valued at approximately $12,935,459.25. The trade was a 3.43% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through this link. Also, insider Lia Dean sold 3,284 shares of the firm’s stock in a transaction that occurred on Wednesday, February 4th. The shares were sold at an average price of $223.68, for a total transaction of $734,565.12. Following the transaction, the insider directly owned 70,162 shares in the company, valued at approximately $15,693,836.16. The trade was a 4.47% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 67,933 shares of company stock worth $14,363,897 in the last quarter. Corporate insiders own 1.26% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently modified their holdings of the business. State Street Corp raised its holdings in Capital One Financial by 63.4% in the 2nd quarter. State Street Corp now owns 27,780,128 shares of the financial services provider’s stock worth $5,910,500,000 after acquiring an additional 10,776,843 shares during the period. Norges Bank bought a new stake in Capital One Financial during the fourth quarter valued at about $2,089,803,000. Amundi grew its position in shares of Capital One Financial by 321.6% in the second quarter. Amundi now owns 3,108,512 shares of the financial services provider’s stock valued at $680,174,000 after purchasing an additional 2,371,214 shares during the last quarter. Capital International Investors grew its position in shares of Capital One Financial by 107.9% in the third quarter. Capital International Investors now owns 4,040,408 shares of the financial services provider’s stock valued at $859,602,000 after purchasing an additional 2,097,208 shares during the last quarter. Finally, Canada Pension Plan Investment Board increased its stake in shares of Capital One Financial by 619.6% in the second quarter. Canada Pension Plan Investment Board now owns 2,325,208 shares of the financial services provider’s stock worth $494,711,000 after purchasing an additional 2,002,093 shares during the period. Institutional investors own 89.84% of the company’s stock.

Key Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Capital One rolled out upgrades to its Databolt platform to improve data security and enable safer AI adoption — a strategic move that can help win enterprise customers and support fee and technology revenue over time. Capital One Financial (COF) Upgrades Databolt to Enhance Data Security and AI Adoption
• Positive Sentiment: Television commentator Jim Cramer publicly said he’ll “continue to own” Capital One, a high‑profile endorsement that can support investor sentiment and short‑term demand. Jim Cramer on Capital One Financial: “We’re Going to Continue to Own Ours”
• Neutral Sentiment: Market commentary noted COF shares rose in recent trading but still lagged broader market performance — useful context on momentum but not new fundamental news. Capital One Financial Corp. stock rises Tuesday, still underperforms market
• Neutral Sentiment: Analysis on Capital One’s Series L preferred suggests limited near‑term upside for that security; relevant mainly to preferred‑holders and capital structure considerations rather than common‑stock catalysts. Capital One’s Series L Preferred Stock Valued Fairly With An Unlikely Chance Of Capital Gains Any Time Soon
• Negative Sentiment: TD Cowen cut its COF price target to $260 from $290 but kept a Buy rating — the downgrade trims near‑term upside expectations and may weigh on sentiment despite the maintained positive view. TD Cowen adjusts price target on Capital One Financial to 260 from 290; maintains buy rating
• Negative Sentiment: Coverage of rising CD rates (some above ~4% APY) highlights a competitive deposit environment; higher offered rates could pressure net interest margin if deposit pricing rises industry‑wide. Best CD rates today, April 1, 2026 (Earn up to 4.1% APY)

About Capital One Financial

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.