Financial Contrast: Zurich Insurance Group (OTCMKTS:ZURVY) and International General Insurance (NASDAQ:IGIC)

Zurich Insurance Group (OTCMKTS:ZURVY) and International General Insurance (NASDAQ:IGIC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, dividends, risk, earnings and valuation.

Earnings and Valuation

This table compares Zurich Insurance Group and International General Insurance”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zurich Insurance Group	$62.95 billion	1.75	$6.80 billion	N/A	N/A
International General Insurance	$516.90 million	2.18	$127.20 million	$2.87	8.79

Zurich Insurance Group has higher revenue and earnings than International General Insurance.

Dividends

Zurich Insurance Group pays an annual dividend of $1.08 per share and has a dividend yield of 3.0%. International General Insurance pays an annual dividend of $0.20 per share and has a dividend yield of 0.8%. International General Insurance pays out 7.0% of its earnings in the form of a dividend. International General Insurance has raised its dividend for 2 consecutive years.

Profitability

This table compares Zurich Insurance Group and International General Insurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zurich Insurance Group	N/A	N/A	N/A
International General Insurance	24.61%	16.98%	5.45%

Volatility and Risk

Zurich Insurance Group has a beta of 0.57, meaning that its stock price is 43% less volatile than the S&P 500. Comparatively, International General Insurance has a beta of 0.15, meaning that its stock price is 85% less volatile than the S&P 500.

Insider and Institutional Ownership

0.0% of Zurich Insurance Group shares are held by institutional investors. Comparatively, 54.2% of International General Insurance shares are held by institutional investors. 0.0% of Zurich Insurance Group shares are held by company insiders. Comparatively, 20.1% of International General Insurance shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of recent recommendations and price targets for Zurich Insurance Group and International General Insurance, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zurich Insurance Group	1	3	0	0	1.75
International General Insurance	0	0	2	0	3.00

International General Insurance has a consensus price target of $28.00, suggesting a potential upside of 10.94%. Given International General Insurance’s stronger consensus rating and higher possible upside, analysts plainly believe International General Insurance is more favorable than Zurich Insurance Group.

Summary

International General Insurance beats Zurich Insurance Group on 10 of the 15 factors compared between the two stocks.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

About International General Insurance

International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It is involved in underwriting a portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, motor, marine liability, contingency, marine, treaty, and casualty insurance and reinsurance. The company was founded in 2001 and is based in Amman, Jordan.