Bay Commercial Bank (BCML) Projected to Post Earnings on Thursday

Bay Commercial Bank (NASDAQ:BCML) is anticipated to post its Q1 2026 results before the market opens on Thursday, April 16th. Analysts expect Bay Commercial Bank to post earnings of $0.60 per share and revenue of $25.95 million for the quarter. Individuals can check the company’s upcoming Q1 2026 earning summary page for the latest details on the call scheduled for Thursday, April 23, 2026 at 4:00 PM ET.

Bay Commercial Bank (NASDAQ:BCML) last announced its quarterly earnings results on Thursday, January 22nd. The company reported $0.63 EPS for the quarter, missing the consensus estimate of $0.65 by ($0.02). The firm had revenue of $0.89 million for the quarter, compared to analysts’ expectations of $25.03 million. Bay Commercial Bank had a net margin of 16.92% and a return on equity of 7.18%. On average, analysts expect Bay Commercial Bank to post $2 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Bay Commercial Bank Stock Performance

Shares of Bay Commercial Bank stock opened at $31.04 on Thursday. The firm has a market cap of $338.65 million, a P/E ratio of 14.24 and a beta of 0.29. The company has a current ratio of 1.03, a quick ratio of 1.03 and a debt-to-equity ratio of 0.03. Bay Commercial Bank has a 12 month low of $23.96 and a 12 month high of $33.15. The stock’s fifty day moving average price is $29.68 and its 200-day moving average price is $29.21.

Bay Commercial Bank Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Thursday, April 9th. Shareholders of record on Thursday, March 12th will be paid a $0.30 dividend. This represents a $1.20 annualized dividend and a yield of 3.9%. The ex-dividend date is Thursday, March 12th. Bay Commercial Bank’s payout ratio is 55.05%.

Institutional Investors Weigh In On Bay Commercial Bank

A number of institutional investors and hedge funds have recently modified their holdings of the company. Invesco Ltd. lifted its holdings in shares of Bay Commercial Bank by 7.2% during the fourth quarter. Invesco Ltd. now owns 10,667 shares of the company’s stock worth $314,000 after purchasing an additional 716 shares during the period. Mercer Global Advisors Inc. ADV lifted its holdings in shares of Bay Commercial Bank by 3.5% during the fourth quarter. Mercer Global Advisors Inc. ADV now owns 23,068 shares of the company’s stock worth $678,000 after purchasing an additional 771 shares during the period. Empowered Funds LLC lifted its holdings in shares of Bay Commercial Bank by 10.7% during the fourth quarter. Empowered Funds LLC now owns 51,001 shares of the company’s stock worth $1,499,000 after purchasing an additional 4,930 shares during the period. Wellington Management Group LLP lifted its holdings in shares of Bay Commercial Bank by 10.7% during the fourth quarter. Wellington Management Group LLP now owns 1,058,935 shares of the company’s stock worth $31,133,000 after purchasing an additional 102,666 shares during the period. Finally, Bridgeway Capital Management LLC lifted its holdings in shares of Bay Commercial Bank by 5.7% during the fourth quarter. Bridgeway Capital Management LLC now owns 91,814 shares of the company’s stock worth $2,699,000 after purchasing an additional 4,930 shares during the period. Institutional investors and hedge funds own 66.16% of the company’s stock.

Analyst Upgrades and Downgrades

BCML has been the topic of several analyst reports. Weiss Ratings reiterated a “buy (b)” rating on shares of Bay Commercial Bank in a research note on Wednesday, January 21st. Zacks Research downgraded Bay Commercial Bank from a “strong-buy” rating to a “hold” rating in a report on Monday, March 30th. Finally, DA Davidson raised their price target on Bay Commercial Bank from $32.00 to $34.00 and gave the stock a “buy” rating in a report on Tuesday, January 27th. Two equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company. According to MarketBeat, the company has an average rating of “Moderate Buy” and a consensus target price of $34.00.

Bay Commercial Bank Company Profile

Bay Commercial Bank is a bank holding company that offers a full suite of commercial and consumer banking services through its subsidiary, Bay Commercial Bank. The institution emphasizes relationship-driven banking, focusing on the needs of small and medium-sized businesses, professionals, and individual customers.

The bank’s lending portfolio encompasses commercial real estate, construction and development financing, equipment loans, acquisition financing, and consumer credit products such as residential mortgages and personal lines of credit.