SoFi Technologies (NASDAQ:SOFI) Price Target Cut to $17.00 by Analysts at Keefe, Bruyette & Woods

SoFi Technologies (NASDAQ:SOFI) had its price objective cut by Keefe, Bruyette & Woods from $20.00 to $17.00 in a report issued on Thursday morning,Benzinga reports. They currently have an underperform rating on the stock.

A number of other equities research analysts also recently weighed in on the company. Citizens Jmp upgraded SoFi Technologies from a “market perform” rating to an “outperform” rating and set a $30.00 price target for the company in a report on Monday, February 9th. Truist Financial reduced their price objective on SoFi Technologies from $28.00 to $21.00 and set a “hold” rating for the company in a research report on Wednesday, February 18th. Needham & Company LLC reduced their price objective on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating for the company in a research report on Monday, February 2nd. Wells Fargo & Company started coverage on SoFi Technologies in a research report on Thursday, March 19th. They set an “equal weight” rating and a $19.00 price objective for the company. Finally, Weiss Ratings restated a “hold (c)” rating on shares of SoFi Technologies in a research report on Thursday, January 22nd. Seven equities research analysts have rated the stock with a Buy rating, nine have assigned a Hold rating and three have assigned a Sell rating to the company’s stock. Based on data from MarketBeat, SoFi Technologies presently has a consensus rating of “Hold” and a consensus target price of $25.09.

SoFi Technologies Price Performance

Shares of NASDAQ SOFI opened at $16.27 on Thursday. SoFi Technologies has a twelve month low of $10.07 and a twelve month high of $32.73. The company has a current ratio of 0.78, a quick ratio of 0.18 and a debt-to-equity ratio of 0.17. The company has a market capitalization of $20.75 billion, a price-to-earnings ratio of 42.82 and a beta of 2.24. The business has a 50 day simple moving average of $18.32 and a 200-day simple moving average of $24.35.

SoFi Technologies (NASDAQ:SOFI) last issued its quarterly earnings results on Friday, January 30th. The company reported $0.13 earnings per share for the quarter, beating analysts’ consensus estimates of $0.12 by $0.01. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The business had revenue of $1.01 billion during the quarter, compared to the consensus estimate of $984.75 million. During the same period in the previous year, the business earned $0.05 EPS. The business’s quarterly revenue was up 39.6% on a year-over-year basis. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. As a group, equities research analysts expect that SoFi Technologies will post 0.26 earnings per share for the current year.

Insider Buying and Selling at SoFi Technologies

In other SoFi Technologies news, CTO Jeremy Rishel sold 94,958 shares of the business’s stock in a transaction on Wednesday, March 18th. The stock was sold at an average price of $17.43, for a total transaction of $1,655,117.94. Following the completion of the transaction, the chief technology officer owned 839,640 shares in the company, valued at approximately $14,634,925.20. The trade was a 10.16% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, General Counsel Robert S. Lavet purchased 5,000 shares of SoFi Technologies stock in a transaction on Friday, February 6th. The shares were acquired at an average price of $21.04 per share, with a total value of $105,200.00. Following the transaction, the general counsel directly owned 17,172 shares in the company, valued at $361,298.88. This trade represents a 41.08% increase in their position. The disclosure for this purchase is available in the SEC filing. Over the last ninety days, insiders have acquired 38,900 shares of company stock worth $705,398 and have sold 218,148 shares worth $4,161,735. 2.60% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of institutional investors have recently added to or reduced their stakes in the business. Rockefeller Capital Management L.P. boosted its position in SoFi Technologies by 2.8% during the 4th quarter. Rockefeller Capital Management L.P. now owns 1,016,199 shares of the company’s stock worth $26,604,000 after acquiring an additional 27,380 shares during the period. World Investment Advisors boosted its position in SoFi Technologies by 16.8% during the 4th quarter. World Investment Advisors now owns 36,813 shares of the company’s stock worth $964,000 after acquiring an additional 5,287 shares during the period. Corient Private Wealth LLC boosted its position in SoFi Technologies by 25.3% during the 4th quarter. Corient Private Wealth LLC now owns 182,608 shares of the company’s stock worth $4,781,000 after acquiring an additional 36,874 shares during the period. Hsbc Holdings PLC lifted its holdings in shares of SoFi Technologies by 14.8% in the fourth quarter. Hsbc Holdings PLC now owns 419,105 shares of the company’s stock valued at $10,992,000 after buying an additional 53,941 shares during the period. Finally, Pure Financial Advisors LLC acquired a new stake in shares of SoFi Technologies during the fourth quarter worth $315,000. Institutional investors and hedge funds own 38.43% of the company’s stock.

Trending Headlines about SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: SoFi’s business mix shift toward fee‑based, capital‑light revenue and strong top‑line growth (Q revenue ~$1.013B, fee revenue +50% YoY; combined Financial Services & Tech Platform +61%) supports fundamentals and longer‑term valuation arguments. SoFi’s Reset Is Testing More Than Valuation
• Positive Sentiment: Brand/reputation boost: SoFi was ranked atop Forbes’ Best Banks list in the U.S., a PR win that can help member acquisition and trust. Not JPMorgan, Not Bank of America — SoFi Tops Forbes Best Banks List In The US
• Neutral Sentiment: Market action: SoFi posted a small intraday gain on April 8 but lagged broader market strength, indicating volatility and rotation rather than a clear directional signal. Here’s Why SoFi Gained But Lagged the Market
• Neutral Sentiment: Longer‑term debate: several commentaries question whether the pullback fully prices in execution risk vs. growth optionality, keeping the stock on watchlists for both buyers and sellers. Is It Time To Reassess SoFi Technologies After Its Sharp YTD Pullback
• Negative Sentiment: Analyst cuts — Wells Fargo trimmed its price target from $19 to $18 and moved to an “equal weight” rating (PT implies ~10.6% upside vs. current price). Benzinga
• Negative Sentiment: Analyst cuts — Keefe, Bruyette & Woods cut its target from $20 to $17 and set an “underperform” rating (PT implies ~4.5% upside), increasing sell‑side caution. Benzinga
• Negative Sentiment: Other downgrades: Barclays also lowered its target to $18 — the cluster of cuts tightens upside expectations and likely pressured intraday sentiment. Barclays Lowers SoFi Price Target
• Negative Sentiment: Market context: recent sell‑offs (double‑digit decline in March, large YTD pullback) and coverage questioning whether the drop reflects macro/geopolitical noise or company risk keep short‑term downside risk elevated. Why SoFi Stock Fell 10.6% Last Month

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.