Fair Isaac (NYSE:FICO) Trading Down 12% Following Analyst Downgrade

Fair Isaac Corporation (NYSE:FICO)’s stock price was down 12% during mid-day trading on Friday after Barclays lowered their price target on the stock from $2,400.00 to $1,950.00. Barclays currently has an overweight rating on the stock. Fair Isaac traded as low as $999.01 and last traded at $943.9390. Approximately 27,636 shares changed hands during mid-day trading, a decline of 92% from the average daily volume of 325,383 shares. The stock had previously closed at $1,072.35.

FICO has been the subject of several other research reports. Bank of America started coverage on shares of Fair Isaac in a research report on Tuesday, February 17th. They issued a “buy” rating and a $1,900.00 price target for the company. Robert W. Baird dropped their price target on shares of Fair Isaac from $1,960.00 to $1,547.00 and set an “outperform” rating for the company in a research report on Tuesday, March 24th. Wells Fargo & Company dropped their price target on shares of Fair Isaac from $2,500.00 to $2,300.00 and set an “overweight” rating for the company in a research report on Wednesday, March 18th. UBS Group dropped their price target on shares of Fair Isaac from $1,500.00 to $1,350.00 and set a “neutral” rating for the company in a research report on Wednesday, March 11th. Finally, The Goldman Sachs Group dropped their price target on shares of Fair Isaac from $1,770.00 to $1,528.00 and set a “buy” rating for the company in a research report on Thursday, April 2nd. Nine analysts have rated the stock with a Buy rating and five have given a Hold rating to the company’s stock. According to MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $1,832.92.

Insider Activity

In other Fair Isaac news, Director Eva Manolis sold 520 shares of the company’s stock in a transaction dated Wednesday, February 25th. The shares were sold at an average price of $1,227.63, for a total transaction of $638,367.60. Following the sale, the director directly owned 344 shares of the company’s stock, valued at approximately $422,304.72. This represents a 60.19% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Joanna Rees sold 358 shares of the company’s stock in a transaction dated Friday, February 13th. The stock was sold at an average price of $1,360.00, for a total transaction of $486,880.00. Following the sale, the director directly owned 11,204 shares in the company, valued at $15,237,440. This represents a 3.10% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 3.02% of the stock is currently owned by corporate insiders.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Recent fundamentals remain supportive: FICO posted a strong quarter (EPS and revenue beat; revenue up ~16% year-over-year) and set FY2026 EPS guidance at 38.17, which underpins long-term earnings expectations. Fair Isaac Corporation (FICO) Stock Price, News, Quote & History – Yahoo Finance
• Positive Sentiment: Barclays lowered its price target but kept an “Overweight” rating, signaling continued analyst conviction in multi-quarter upside even after the cut. Benzinga
• Neutral Sentiment: Analyst price targets remain well above the current level (median targets in the mid‑teens to low‑$2k range), creating a large dispersion between near‑term market pricing and consensus longer‑term estimates. $FICO stock is down 12% today. Here’s what we see in our data.
• Negative Sentiment: Senate pricing probe: Senator Josh Hawley opened an inquiry into pricing practices, which triggered regulatory risk concerns and was cited as a direct catalyst for the selloff. Fair Isaac (FICO) Stock Plunges 13% Amid Senate Probe and AI Competitive Fears
• Negative Sentiment: Negative industry commentary: Comments from the head of the Mortgage Bankers Association spooked the market and were reported as a near‑term trigger for the drop, amplifying concerns about demand and pricing in credit markets. FICO Shares Slide After MBA Head’s Comments
• Negative Sentiment: Competition and AI fears: Reports highlighting rising AI competition in scoring/analytics increased investor worry about future growth and margin pressure. Combined with the regulatory inquiry, this sentiment pushed sellers to exit. Fair Isaac (FICO) Stock Plunges 13% Amid Senate Probe and AI Headwinds
• Negative Sentiment: Technical and flow pressure: unusually high intraday volume, significant insider selling activity cited in data feeds, and the stock trading well below its 50‑ and 200‑day averages amplified the downside momentum. $FICO stock is down 12% today. Here’s what we see in our data.

Institutional Trading of Fair Isaac

Several hedge funds have recently modified their holdings of FICO. Bayban bought a new stake in shares of Fair Isaac during the fourth quarter valued at approximately $25,000. Physician Wealth Advisors Inc. grew its stake in shares of Fair Isaac by 166.7% during the fourth quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock valued at $27,000 after purchasing an additional 10 shares during the last quarter. Ransom Advisory Ltd bought a new stake in shares of Fair Isaac during the third quarter valued at approximately $30,000. Meeder Asset Management Inc. grew its stake in shares of Fair Isaac by 66.7% during the third quarter. Meeder Asset Management Inc. now owns 20 shares of the technology company’s stock valued at $30,000 after purchasing an additional 8 shares during the last quarter. Finally, Root Financial Partners LLC bought a new stake in shares of Fair Isaac during the third quarter valued at approximately $30,000. 85.75% of the stock is owned by institutional investors.

Fair Isaac Price Performance

The company’s 50 day moving average price is $1,240.59 and its 200 day moving average price is $1,525.23. The firm has a market capitalization of $21.92 billion, a P/E ratio of 34.20, a PEG ratio of 1.03 and a beta of 1.38.

Fair Isaac (NYSE:FICO) last released its quarterly earnings results on Wednesday, January 28th. The technology company reported $7.33 EPS for the quarter, beating the consensus estimate of $7.08 by $0.25. Fair Isaac had a net margin of 31.89% and a negative return on equity of 40.98%. The business had revenue of $766.00 million for the quarter, compared to analysts’ expectations of $501.05 million. During the same period in the prior year, the firm earned $5.79 earnings per share. Fair Isaac’s revenue was up 16.4% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. On average, research analysts anticipate that Fair Isaac Corporation will post 24.15 EPS for the current fiscal year.

Fair Isaac announced that its board has approved a stock buyback plan on Wednesday, February 25th that authorizes the company to buyback $1.50 billion in outstanding shares. This buyback authorization authorizes the technology company to repurchase up to 5.2% of its shares through open market purchases. Shares buyback plans are usually a sign that the company’s board of directors believes its shares are undervalued.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.