Head to Head Survey: Catalyst Bancorp (NASDAQ:CLST) and Omni Financial Services (OTCMKTS:OFSI)

Catalyst Bancorp (NASDAQ:CLST) and Omni Financial Services (OTCMKTS:OFSI) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, risk, earnings, dividends, institutional ownership, profitability and analyst recommendations.

Risk & Volatility

Catalyst Bancorp has a beta of 0.16, indicating that its share price is 84% less volatile than the S&P 500. Comparatively, Omni Financial Services has a beta of 2.62, indicating that its share price is 162% more volatile than the S&P 500.

Profitability

This table compares Catalyst Bancorp and Omni Financial Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Catalyst Bancorp	13.26%	2.53%	0.74%
Omni Financial Services	N/A	N/A	N/A

Valuation and Earnings

This table compares Catalyst Bancorp and Omni Financial Services”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Catalyst Bancorp	$11.05 million	5.84	$2.05 million	$0.56	28.39
Omni Financial Services	N/A	N/A	N/A	N/A	N/A

Catalyst Bancorp has higher revenue and earnings than Omni Financial Services.

Analyst Ratings

This is a summary of current ratings and price targets for Catalyst Bancorp and Omni Financial Services, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Catalyst Bancorp	0	1	0	0	2.00
Omni Financial Services	0	0	0	0	0.00

Given Omni Financial Services’ higher probable upside, analysts clearly believe Omni Financial Services is more favorable than Catalyst Bancorp.

Insider & Institutional Ownership

33.1% of Catalyst Bancorp shares are owned by institutional investors. 8.2% of Catalyst Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Catalyst Bancorp beats Omni Financial Services on 7 of the 9 factors compared between the two stocks.

About Catalyst Bancorp

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking services to individuals and businesses in Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.