Head to Head Comparison: Medical Cannabis Payment Solutions (OTCMKTS:REFG) versus WEX (NYSE:WEX)

WEX (NYSE:WEX) and Medical Cannabis Payment Solutions (OTCMKTS:REFG) are both business services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, institutional ownership, valuation, earnings, dividends, risk and analyst recommendations.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for WEX and Medical Cannabis Payment Solutions, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
WEX	0	13	3	0	2.19
Medical Cannabis Payment Solutions	0	0	0	0	0.00

WEX currently has a consensus price target of $162.27, suggesting a potential downside of 5.25%. Given Medical Cannabis Payment Solutions’ higher possible upside, analysts plainly believe Medical Cannabis Payment Solutions is more favorable than WEX.

Insider & Institutional Ownership

97.5% of WEX shares are owned by institutional investors. 1.4% of WEX shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares WEX and Medical Cannabis Payment Solutions’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
WEX	11.43%	48.01%	3.46%
Medical Cannabis Payment Solutions	N/A	N/A	N/A

Volatility and Risk

WEX has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500. Comparatively, Medical Cannabis Payment Solutions has a beta of -0.76, indicating that its stock price is 176% less volatile than the S&P 500.

Valuation & Earnings

This table compares WEX and Medical Cannabis Payment Solutions”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
WEX	$2.66 billion	2.23	$304.10 million	$8.50	20.15
Medical Cannabis Payment Solutions	N/A	N/A	N/A	N/A	N/A

WEX has higher revenue and earnings than Medical Cannabis Payment Solutions.

Summary

WEX beats Medical Cannabis Payment Solutions on 9 of the 10 factors compared between the two stocks.

About WEX

WEX Inc. operates a commerce platform in the United States and internationally. The Mobility segment offers fleet vehicle payment solutions, transaction processing, and information management services; and provides account activation and account retention services; authorization and billing inquiries, and account maintenance services; account management; credit and collections services; merchant services; analytics solutions; and ancillary services and offerings. This segment markets its products directly and indirectly to businesses and government agencies with fleets of commercial vehicles; and indirectly through co-branded and private label relationships. The Corporate Payments segment provides payment solutions, including embedded payments; and accounts payable automation and spend management solutions. This segment also markets its products directly and indirectly to customers in travel, fintech, insurance, consumer bill pay, and media verticals. The Benefits Solutions segment offers software-as-a-service (SaaS) platform for consumer directed healthcare benefits and full-service benefit enrollment solutions. In addition, its SaaS platform includes embedded payment solutions and plan administration services for consumer-directed health benefits; COBRA accounts; and benefit enrollment and administration services. Further, it offers custodial and depository services for health savings accounts; and markets its products through third-party administrators, financial institutions, payroll providers, and health plans. The company was formerly known as Wright Express Corporation and changed its name to WEX Inc. in October 2012. WEX Inc. was founded in 1983 and is based in Portland, Maine.

About Medical Cannabis Payment Solutions

Medical Cannabis Payment Solutions, Inc. develops and markets a payment system for medical cannabis transactions. Its solution assists in the state tracking of sales, collection of tax, and supervision of sales to consumers. The company was incorporated in 2013 and is based in Cheyenne, Wyoming. On August 12, 2024, Medical Cannabis Payment Solutions, Inc. filed a voluntary petition for liquidation under Chapter 7 in the U.S. Bankruptcy Court for the Western District of Pennsylvania.