USCB Financial (USCB) to Release Earnings on Thursday

USCB Financial (NASDAQ:USCB) is expected to be releasing its Q1 2026 results after the market closes on Thursday, April 23rd. Analysts expect USCB Financial to post earnings of $0.4740 per share and revenue of $25.9530 million for the quarter. Individuals can check the company’s upcoming Q1 2026 earning summary page for the latest details on the call scheduled for Friday, April 24, 2026 at 11:00 AM ET.

USCB Financial (NASDAQ:USCB) last announced its quarterly earnings data on Thursday, January 22nd. The company reported $0.44 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.51 by ($0.07). The business had revenue of $25.53 million during the quarter, compared to the consensus estimate of $26.34 million. USCB Financial had a net margin of 16.36% and a return on equity of 14.86%. On average, analysts expect USCB Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

USCB Financial Stock Performance

Shares of USCB Financial stock opened at $19.78 on Thursday. The firm has a fifty day moving average of $19.07 and a two-hundred day moving average of $18.53. The company has a debt-to-equity ratio of 0.91, a quick ratio of 0.93 and a current ratio of 0.93. The stock has a market capitalization of $361.12 million, a price-to-earnings ratio of 15.22 and a beta of 0.60. USCB Financial has a 52 week low of $15.56 and a 52 week high of $20.78.

USCB Financial Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Thursday, March 5th. Investors of record on Tuesday, February 17th were paid a dividend of $0.125 per share. This represents a $0.50 dividend on an annualized basis and a dividend yield of 2.5%. This is a boost from USCB Financial’s previous quarterly dividend of $0.10. The ex-dividend date of this dividend was Tuesday, February 17th. USCB Financial’s payout ratio is presently 38.46%.

Insider Activity

In related news, CEO La Aguilera Luis De sold 10,000 shares of the stock in a transaction that occurred on Thursday, January 29th. The stock was sold at an average price of $18.02, for a total transaction of $180,200.00. Following the completion of the sale, the chief executive officer directly owned 245,893 shares of the company’s stock, valued at approximately $4,430,991.86. This represents a 3.91% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, EVP Andres Collazo sold 8,000 shares of the firm’s stock in a transaction that occurred on Saturday, March 7th. The stock was sold at an average price of $18.27, for a total transaction of $146,160.00. Following the sale, the executive vice president owned 32,950 shares in the company, valued at $601,996.50. This trade represents a 19.54% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders own 49.50% of the company’s stock.

Institutional Investors Weigh In On USCB Financial

Several large investors have recently made changes to their positions in USCB. Patriot Financial Partners GP II L.P. bought a new stake in USCB Financial in the 3rd quarter valued at $35,527,000. T. Rowe Price Investment Management Inc. lifted its holdings in shares of USCB Financial by 5.8% in the fourth quarter. T. Rowe Price Investment Management Inc. now owns 1,316,580 shares of the company’s stock valued at $24,252,000 after purchasing an additional 71,728 shares in the last quarter. Alliancebernstein L.P. boosted its position in shares of USCB Financial by 9.0% during the second quarter. Alliancebernstein L.P. now owns 973,088 shares of the company’s stock worth $16,095,000 after buying an additional 79,983 shares during the period. Mendon Capital Advisors Corp boosted its position in shares of USCB Financial by 3.1% during the second quarter. Mendon Capital Advisors Corp now owns 691,048 shares of the company’s stock worth $11,430,000 after buying an additional 20,870 shares during the period. Finally, Geode Capital Management LLC grew its holdings in shares of USCB Financial by 2.5% during the fourth quarter. Geode Capital Management LLC now owns 254,276 shares of the company’s stock worth $4,684,000 after buying an additional 6,241 shares in the last quarter. Institutional investors own 61.34% of the company’s stock.

Analyst Upgrades and Downgrades

Several research firms have weighed in on USCB. Weiss Ratings reissued a “buy (b)” rating on shares of USCB Financial in a research note on Monday, December 29th. Zacks Research raised USCB Financial from a “strong sell” rating to a “hold” rating in a research note on Monday, March 30th. One research analyst has rated the stock with a Strong Buy rating, three have issued a Buy rating and one has issued a Hold rating to the company’s stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Buy” and an average price target of $22.00.

About USCB Financial

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.