Marqeta (NASDAQ:MQ) vs. Payoneer Global (NASDAQ:PAYO) Head-To-Head Comparison

Payoneer Global (NASDAQ:PAYO) and Marqeta (NASDAQ:MQ) are both small-cap business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, analyst recommendations, profitability, risk, valuation and earnings.

Institutional and Insider Ownership

82.2% of Payoneer Global shares are owned by institutional investors. Comparatively, 78.6% of Marqeta shares are owned by institutional investors. 2.6% of Payoneer Global shares are owned by company insiders. Comparatively, 12.6% of Marqeta shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Payoneer Global and Marqeta’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Payoneer Global	6.95%	10.89%	0.99%
Marqeta	-2.23%	-1.62%	-1.00%

Earnings and Valuation

This table compares Payoneer Global and Marqeta”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Payoneer Global	$1.05 billion	1.69	$73.19 million	$0.19	27.21
Marqeta	$624.88 million	2.86	-$13.93 million	($0.03)	-139.33

Payoneer Global has higher revenue and earnings than Marqeta. Marqeta is trading at a lower price-to-earnings ratio than Payoneer Global, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of current ratings and target prices for Payoneer Global and Marqeta, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Payoneer Global	0	1	7	0	2.88
Marqeta	2	9	1	0	1.92

Payoneer Global presently has a consensus price target of $7.57, indicating a potential upside of 46.45%. Marqeta has a consensus price target of $5.14, indicating a potential upside of 22.94%. Given Payoneer Global’s stronger consensus rating and higher possible upside, equities research analysts plainly believe Payoneer Global is more favorable than Marqeta.

Risk & Volatility

Payoneer Global has a beta of 1.03, indicating that its stock price is 3% more volatile than the S&P 500. Comparatively, Marqeta has a beta of 1.39, indicating that its stock price is 39% more volatile than the S&P 500.

Summary

Payoneer Global beats Marqeta on 11 of the 14 factors compared between the two stocks.

About Payoneer Global

Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

About Marqeta

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.