Insider Selling: Regional Management (NYSE:RM) EVP Sells $115,330.95 in Stock

Regional Management Corp. (NYSE:RM) EVP Brian Fisher sold 2,961 shares of the business’s stock in a transaction dated Friday, April 17th. The stock was sold at an average price of $38.95, for a total transaction of $115,330.95. Following the completion of the transaction, the executive vice president directly owned 27,745 shares in the company, valued at $1,080,667.75. This trade represents a 9.64% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. The sale was made to cover tax withholding obligations related to the vesting of equity awards.

Regional Management Price Performance

Shares of NYSE:RM opened at $40.04 on Monday. Regional Management Corp. has a fifty-two week low of $26.06 and a fifty-two week high of $46.00. The company’s 50-day moving average is $33.62 and its 200 day moving average is $36.74. The company has a market capitalization of $373.53 million, a P/E ratio of 9.00 and a beta of 1.03. The company has a debt-to-equity ratio of 4.40, a quick ratio of 49.92 and a current ratio of 49.92.

Regional Management (NYSE:RM) last announced its quarterly earnings data on Wednesday, February 4th. The credit services provider reported $1.30 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.23 by $0.07. Regional Management had a return on equity of 12.12% and a net margin of 6.88%.The business had revenue of ($165.49) million for the quarter, compared to analysts’ expectations of $167.90 million. On average, equities research analysts forecast that Regional Management Corp. will post 4.7 earnings per share for the current year.

Regional Management Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Thursday, March 12th. Investors of record on Thursday, February 19th were paid a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a yield of 3.0%. The ex-dividend date was Thursday, February 19th. Regional Management’s payout ratio is currently 26.97%.

Institutional Investors Weigh In On Regional Management

Several hedge funds and other institutional investors have recently modified their holdings of RM. Hillsdale Investment Management Inc. bought a new stake in shares of Regional Management during the third quarter valued at about $3,707,000. Goldman Sachs Group Inc. increased its position in shares of Regional Management by 45.5% during the first quarter. Goldman Sachs Group Inc. now owns 194,374 shares of the credit services provider’s stock valued at $5,853,000 after buying an additional 60,744 shares during the period. Renaissance Technologies LLC increased its position in shares of Regional Management by 15.8% during the fourth quarter. Renaissance Technologies LLC now owns 243,137 shares of the credit services provider’s stock valued at $9,422,000 after buying an additional 33,200 shares during the period. Charles Schwab Investment Management Inc. increased its position in shares of Regional Management by 21.3% during the fourth quarter. Charles Schwab Investment Management Inc. now owns 182,666 shares of the credit services provider’s stock valued at $7,078,000 after buying an additional 32,075 shares during the period. Finally, Arrowstreet Capital Limited Partnership increased its position in shares of Regional Management by 65.3% during the second quarter. Arrowstreet Capital Limited Partnership now owns 80,425 shares of the credit services provider’s stock valued at $2,349,000 after buying an additional 31,761 shares during the period. 98.89% of the stock is currently owned by institutional investors.

Analyst Upgrades and Downgrades

A number of brokerages recently issued reports on RM. Wall Street Zen cut Regional Management from a “strong-buy” rating to a “buy” rating in a research note on Saturday, February 7th. Zacks Research upgraded Regional Management from a “strong sell” rating to a “hold” rating in a research note on Monday, January 5th. Finally, Weiss Ratings restated a “hold (c+)” rating on shares of Regional Management in a research note on Monday, December 29th. Three analysts have rated the stock with a Hold rating, Based on data from MarketBeat, the stock has an average rating of “Hold” and an average price target of $30.00.

Key Stories Impacting Regional Management

Here are the key news stories impacting Regional Management this week:

• Positive Sentiment: Technical and market signals supporting buying — RM is trading above its 50‑ and 200‑day moving averages with volume above average, and the stock shows a low P/E (~9), which can attract value and momentum buyers. Read More.
• Positive Sentiment: Dividend income appeal — Regional Management recently paid a quarterly dividend (paid Mar 12) equal to a $1.20 annualized payout (~3.1% yield) with a modest payout ratio (~27%), a factor that can support demand from income-focused investors. Read More.
• Neutral Sentiment: Major shareholder activity but still heavily invested — Forager Fund L.P. sold multiple tranches across Apr 14–16 (~37,800 shares, ≈$1.44M) but remains a >10% holder, so the sales trimmed exposure rather than an outright exit. Read More.
• Neutral Sentiment: Unrelated ticker noise — A press release about Roxmore Resources expanding land at its Converse gold project uses the ticker RM on other exchanges (TSX/OTCQX) but is not related to Regional Management (NYSE: RM); ignore for RM fundamental analysis. Read More.
• Negative Sentiment: Insider selling from EVP Brian J. Fisher — Multiple filings show Fisher sold several tranches (totaling thousands of shares across Apr 14–17) reducing his stake by double‑digit percentages in some filings; one sale was disclosed as covering tax withholding from equity vesting, but repeated sales can dent near‑term sentiment. Read More.
• Negative Sentiment: Large EVP sale by Harpreet Rana — Filings show Rana sold ~17,987 shares across Apr 14–15 (one tranche cut her holding by ~32%), a sizable insider reduction that may pressure investor sentiment. Read More.

About Regional Management

Regional Management Corp., headquartered in Wilmington, North Carolina, is a consumer finance company specializing in installment loan products for underbanked individuals. Since its founding in 1977, the company has developed a network of field-based branches alongside a digital platform to offer credit solutions in rural and small-town markets across the United States.

The company’s core offerings include consumer installment loans for everyday purchases, auto refinancing and lease buyouts, as well as ancillary services such as insurance referrals.