Capital One Financial (NYSE:COF) Given Buy Rating at BTIG Research

BTIG Research restated their buy rating on shares of Capital One Financial (NYSE:COF) in a research note released on Wednesday morning,Benzinga reports. BTIG Research currently has a $224.00 price objective on the financial services provider’s stock.

COF has been the subject of a number of other reports. Wolfe Research reduced their price target on shares of Capital One Financial from $294.00 to $280.00 and set an “outperform” rating for the company in a report on Friday, January 23rd. Truist Financial reduced their price target on shares of Capital One Financial from $290.00 to $275.00 and set a “buy” rating for the company in a report on Monday, January 26th. Wall Street Zen lowered shares of Capital One Financial from a “buy” rating to a “hold” rating in a research note on Saturday, January 10th. Deutsche Bank Aktiengesellschaft dropped their price objective on shares of Capital One Financial from $263.00 to $256.00 and set a “hold” rating on the stock in a research note on Friday, January 23rd. Finally, The Goldman Sachs Group dropped their price objective on shares of Capital One Financial from $300.00 to $260.00 and set a “buy” rating on the stock in a research note on Tuesday, April 7th. One equities research analyst has rated the stock with a Strong Buy rating, sixteen have assigned a Buy rating and five have given a Hold rating to the company’s stock. According to MarketBeat, Capital One Financial presently has a consensus rating of “Moderate Buy” and an average price target of $260.30.

Capital One Financial Trading Down 1.6%

NYSE:COF opened at $199.33 on Wednesday. The company has a current ratio of 1.04, a quick ratio of 1.04 and a debt-to-equity ratio of 0.44. The stock has a market capitalization of $123.97 billion, a price-to-earnings ratio of 69.94, a PEG ratio of 0.64 and a beta of 1.14. The firm has a fifty day simple moving average of $192.19 and a two-hundred day simple moving average of $214.16. Capital One Financial has a 12 month low of $174.72 and a 12 month high of $259.64.

Capital One Financial (NYSE:COF) last posted its quarterly earnings results on Tuesday, April 21st. The financial services provider reported $4.42 EPS for the quarter, missing analysts’ consensus estimates of $5.08 by ($0.66). The company had revenue of $15.23 billion during the quarter, compared to analyst estimates of $15.68 billion. Capital One Financial had a return on equity of 10.57% and a net margin of 4.29%.The company’s revenue for the quarter was up 52.3% compared to the same quarter last year. During the same quarter in the previous year, the business posted $4.06 earnings per share. Analysts expect that Capital One Financial will post 19.48 EPS for the current fiscal year.

Capital One Financial Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Monday, March 2nd. Investors of record on Thursday, February 19th were given a dividend of $0.80 per share. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.6%. The ex-dividend date of this dividend was Thursday, February 19th. Capital One Financial’s dividend payout ratio (DPR) is presently 112.28%.

Insider Activity

In related news, insider Jason P. Hanson sold 3,729 shares of the firm’s stock in a transaction dated Wednesday, February 25th. The shares were sold at an average price of $205.00, for a total transaction of $764,445.00. Following the transaction, the insider directly owned 40,230 shares of the company’s stock, valued at $8,247,150. This trade represents a 8.48% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, insider Celia Karam sold 2,108 shares of the firm’s stock in a transaction dated Monday, February 2nd. The shares were sold at an average price of $218.25, for a total transaction of $460,071.00. Following the transaction, the insider directly owned 59,269 shares in the company, valued at $12,935,459.25. The trade was a 3.43% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders sold 50,047 shares of company stock valued at $9,742,217 over the last ninety days. Company insiders own 0.78% of the company’s stock.

Institutional Inflows and Outflows

A number of large investors have recently made changes to their positions in COF. Brighton Jones LLC increased its holdings in Capital One Financial by 330.1% during the fourth quarter. Brighton Jones LLC now owns 13,587 shares of the financial services provider’s stock worth $2,423,000 after buying an additional 10,428 shares during the last quarter. Intech Investment Management LLC increased its holdings in Capital One Financial by 44.3% during the first quarter. Intech Investment Management LLC now owns 8,968 shares of the financial services provider’s stock worth $1,608,000 after buying an additional 2,753 shares during the last quarter. Sivia Capital Partners LLC increased its holdings in Capital One Financial by 118.3% during the second quarter. Sivia Capital Partners LLC now owns 3,300 shares of the financial services provider’s stock worth $702,000 after buying an additional 1,788 shares during the last quarter. Flow Traders U.S. LLC purchased a new stake in Capital One Financial during the second quarter worth about $218,000. Finally, Jump Financial LLC purchased a new stake in Capital One Financial during the second quarter worth about $1,086,000. 89.84% of the stock is owned by institutional investors.

Capital One Financial News Roundup

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Analyst support: Multiple firms reaffirmed or raised ratings/targets after the print — Barclays raised its target to $250, JPMorgan nudged its target to $215 and BTIG reiterated a buy with a $224 target, signaling continued analyst confidence in the long‑term story. Barclays/BTIG Coverage JPMorgan Lift
• Positive Sentiment: Strategic/credit positives flagged by some brokers: Bank of America and others highlighted improving credit trends, cost discipline and potential long‑term upside from Discover and Brex integrations, supporting buy ratings despite the near‑term miss. TipRanks / BofA Note
• Neutral Sentiment: Q1 underlying metrics: COF reported adjusted EPS $4.42 and GAAP net income $2.2B; revenue rose ~52.3% YoY to $15.23B (but missed street revenue estimates). The top‑line growth largely reflects the Discover deal; investors must weigh one‑time integration impacts vs. sustainable earnings power. Earnings Release / Deep Dive
• Neutral Sentiment: Preferreds/income angle: Research on Capital One Series N preferreds suggests income investors see attractive yields over a 6–18 month horizon, which may support investor demand in fixed‑income‑sensitive pockets of the stock. Seeking Alpha Preferreds
• Negative Sentiment: Earnings & revenue miss: Adjusted EPS came in below consensus and revenue missed estimates — the misses drove the immediate negative reaction as markets are sensitive to any softness from the consumer or integration hiccups. Fool: Earnings Miss
• Negative Sentiment: Rising credit costs & provisions: The company increased its provision for credit losses materially (reported jumps cited across coverage, ~72% YoY in some reports), and provisions/expenses rose, refocusing investor concern on credit‑cost normalization in cards and consumer lending. Zacks: Provisions & Expenses MarketWatch: Provision Increase
• Negative Sentiment: $425M settlement approved: A $425M customer settlement was granted final approval and will require payouts to current/former customers, a near‑term cash hit and potential reputational noise. NYPost: $425M Settlement

About Capital One Financial

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.