Citizens Jmp Boosts Enova International (NYSE:ENVA) Price Target to $195.00

Enova International (NYSE:ENVA) had its target price upped by investment analysts at Citizens Jmp from $182.00 to $195.00 in a research report issued on Friday,Benzinga reports. The firm currently has a “market outperform” rating on the credit services provider’s stock. Citizens Jmp’s price target would indicate a potential upside of 17.13% from the company’s current price.

A number of other research firms also recently commented on ENVA. Wall Street Zen downgraded Enova International from a “strong-buy” rating to a “buy” rating in a research note on Sunday, March 15th. Citigroup reissued an “outperform” rating on shares of Enova International in a research note on Friday. TD Cowen lifted their target price on Enova International from $165.00 to $190.00 and gave the stock a “buy” rating in a report on Friday. Stephens lifted their target price on Enova International from $185.00 to $210.00 and gave the stock an “overweight” rating in a report on Friday. Finally, BTIG Research restated a “buy” rating and issued a $199.00 target price on shares of Enova International in a report on Thursday. One equities research analyst has rated the stock with a Strong Buy rating and six have issued a Buy rating to the stock. Based on data from MarketBeat.com, the company has an average rating of “Buy” and a consensus price target of $197.00.

Enova International Stock Down 1.7%

ENVA opened at $166.49 on Friday. Enova International has a one year low of $89.00 and a one year high of $176.68. The company has a debt-to-equity ratio of 3.37, a quick ratio of 9.48 and a current ratio of 9.48. The stock’s fifty day moving average is $143.94 and its 200-day moving average is $142.31. The company has a market capitalization of $4.15 billion, a PE ratio of 13.48 and a beta of 1.20.

Enova International (NYSE:ENVA) last posted its quarterly earnings data on Thursday, April 23rd. The credit services provider reported $3.87 EPS for the quarter, topping analysts’ consensus estimates of $3.66 by $0.21. Enova International had a return on equity of 26.49% and a net margin of 9.95%.The company had revenue of $875.14 million for the quarter, compared to the consensus estimate of $854.52 million. During the same quarter in the previous year, the business earned $2.98 EPS. The company’s quarterly revenue was up 17.4% compared to the same quarter last year. On average, equities analysts predict that Enova International will post 14.7 EPS for the current fiscal year.

Insiders Place Their Bets

In related news, General Counsel Sean Rahilly sold 12,879 shares of the company’s stock in a transaction on Friday, January 30th. The stock was sold at an average price of $164.28, for a total transaction of $2,115,762.12. Following the transaction, the general counsel directly owned 100,877 shares of the company’s stock, valued at approximately $16,572,073.56. The trade was a 11.32% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, Director Mark Tebbe sold 20,000 shares of the company’s stock in a transaction on Monday, February 2nd. The shares were sold at an average price of $172.24, for a total value of $3,444,800.00. The disclosure for this sale is available in the SEC filing. Over the last ninety days, insiders sold 119,019 shares of company stock worth $19,748,101. Corporate insiders own 8.40% of the company’s stock.

Institutional Inflows and Outflows

Several large investors have recently bought and sold shares of the business. Geode Capital Management LLC raised its position in Enova International by 3.1% during the fourth quarter. Geode Capital Management LLC now owns 611,208 shares of the credit services provider’s stock valued at $96,095,000 after buying an additional 18,258 shares during the period. SG Americas Securities LLC grew its position in Enova International by 2,933.1% during the fourth quarter. SG Americas Securities LLC now owns 138,975 shares of the credit services provider’s stock valued at $21,847,000 after purchasing an additional 134,393 shares in the last quarter. CX Institutional grew its position in Enova International by 2.7% during the fourth quarter. CX Institutional now owns 72,224 shares of the credit services provider’s stock valued at $11,354,000 after purchasing an additional 1,872 shares in the last quarter. CSM Advisors LLC grew its position in Enova International by 16.7% during the third quarter. CSM Advisors LLC now owns 62,550 shares of the credit services provider’s stock valued at $7,199,000 after purchasing an additional 8,972 shares in the last quarter. Finally, Hillsdale Investment Management Inc. lifted its position in Enova International by 1.8% in the 4th quarter. Hillsdale Investment Management Inc. now owns 59,860 shares of the credit services provider’s stock worth $9,410,000 after buying an additional 1,080 shares in the last quarter. 89.43% of the stock is owned by institutional investors and hedge funds.

Key Stories Impacting Enova International

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Q1 results beat expectations — adjusted EPS $3.87 vs. $3.66 consensus and revenue of $875.1M (up ~17% YoY); management highlighted originations growth and margin expansion. Enova Reports First Quarter 2026 Results
• Positive Sentiment: Credit performance and liquidity look solid — lower net charge-off ratio (~7.6%), stable 30+ day delinquency, and liquidity of ~$1.1B at quarter-end, supporting growth capacity. Enova Reports First Quarter 2026 Results
• Positive Sentiment: Analyst optimism increased — Citizens JMP raised its price target to $195 (market outperform) and BTIG reaffirmed a buy with a $199 target, signaling continued bullish analyst sentiment. Analyst Notes: Citizens JMP, BTIG
• Neutral Sentiment: Company provided full earnings materials — earnings call transcript and slide deck are available for deeper review of guidance, segment trends and the underwriting outlook. Earnings Call Transcript
• Negative Sentiment: Rising expenses and higher debt partly offset results — commentary and coverage highlighted year-over-year expense growth and increased leverage, which may limit near-term margin improvement and make investors cautious. Zacks: Expenses Rise Y/Y

About Enova International

Enova International, Inc (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories.

In addition to its U.S.