Hippo (NYSE:HIPO) & Tian Ruixiang (NASDAQ:TIRX) Financial Survey

Hippo (NYSE:HIPO) and Tian Ruixiang (NASDAQ:TIRX) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, valuation, risk, earnings, profitability, institutional ownership and analyst recommendations.

Profitability

This table compares Hippo and Tian Ruixiang’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hippo	12.31%	-2.24%	-0.48%
Tian Ruixiang	N/A	N/A	N/A

Institutional and Insider Ownership

43.0% of Hippo shares are owned by institutional investors. Comparatively, 10.7% of Tian Ruixiang shares are owned by institutional investors. 10.8% of Hippo shares are owned by company insiders. Comparatively, 39.6% of Tian Ruixiang shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Hippo and Tian Ruixiang”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hippo	$468.60 million	1.59	$57.70 million	$2.14	13.43
Tian Ruixiang	$5.86 million	0.38	-$3.99 million	N/A	N/A

Hippo has higher revenue and earnings than Tian Ruixiang.

Analyst Ratings

This is a summary of current ratings for Hippo and Tian Ruixiang, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hippo	0	3	3	0	2.50
Tian Ruixiang	1	0	0	0	1.00

Hippo presently has a consensus target price of $37.67, suggesting a potential upside of 31.01%. Given Hippo’s stronger consensus rating and higher possible upside, equities research analysts plainly believe Hippo is more favorable than Tian Ruixiang.

Risk & Volatility

Hippo has a beta of 1.61, meaning that its stock price is 61% more volatile than the S&P 500. Comparatively, Tian Ruixiang has a beta of 0.26, meaning that its stock price is 74% less volatile than the S&P 500.

Summary

Hippo beats Tian Ruixiang on 9 of the 12 factors compared between the two stocks.

About Hippo

Hippo Holdings Inc. provides property and casualty insurance products to individuals and business customers primarily in the United States. The company operates through three segments: Services, Insurance-as-a-Service, and Hippo Home Insurance Program. Its insurance products include homeowners' insurance against risks of fire, wind, and theft, as well as other personal lines policies from third party carriers; and personal and commercial, as well as home, auto, cyber, small business, life, specialty lines, and other insurance products. The company distributes insurance products and services through its technology platform and website, as well as operates licensed insurance agencies. Hippo Holdings Inc. is headquartered in Palo Alto, California.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.