Truist Financial Raises PayPal (NASDAQ:PYPL) Price Target to $45.00

PayPal (NASDAQ:PYPL) had its target price raised by analysts at Truist Financial from $39.00 to $45.00 in a research report issued to clients and investors on Friday, MarketBeat reports. The firm currently has a “sell” rating on the credit services provider’s stock. Truist Financial’s price objective would indicate a potential downside of 10.86% from the stock’s previous close.

A number of other research firms have also recently commented on PYPL. Wall Street Zen cut PayPal from a “buy” rating to a “hold” rating in a report on Sunday, January 18th. BTIG Research reiterated a “neutral” rating on shares of PayPal in a report on Tuesday, February 3rd. UBS Group set a $50.00 price target on PayPal in a report on Thursday, April 16th. JPMorgan Chase & Co. reduced their price target on PayPal from $70.00 to $46.00 and set a “neutral” rating for the company in a report on Wednesday, February 4th. Finally, TD Cowen reiterated a “hold” rating on shares of PayPal in a report on Tuesday, February 3rd. Seven research analysts have rated the stock with a Buy rating, thirty-three have assigned a Hold rating and five have issued a Sell rating to the company. Based on data from MarketBeat.com, the stock currently has an average rating of “Hold” and an average price target of $56.55.

PayPal Trading Up 1.5%

PayPal stock opened at $50.48 on Friday. PayPal has a 52 week low of $38.46 and a 52 week high of $79.50. The company has a debt-to-equity ratio of 0.49, a quick ratio of 1.29 and a current ratio of 1.29. The stock has a market capitalization of $45.42 billion, a P/E ratio of 9.33, a PEG ratio of 1.43 and a beta of 1.40. The stock has a 50-day simple moving average of $45.91 and a 200 day simple moving average of $55.16.

PayPal (NASDAQ:PYPL) last posted its quarterly earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 EPS for the quarter, missing analysts’ consensus estimates of $1.29 by ($0.06). PayPal had a return on equity of 25.42% and a net margin of 15.77%.The business had revenue of $8.68 billion for the quarter, compared to the consensus estimate of $8.82 billion. During the same quarter in the previous year, the business posted $1.19 EPS. The company’s revenue for the quarter was up 4.0% on a year-over-year basis. Analysts expect that PayPal will post 5.32 earnings per share for the current year.

Insider Activity

In other news, insider Suzan Kereere sold 13,515 shares of PayPal stock in a transaction that occurred on Tuesday, March 3rd. The shares were sold at an average price of $46.02, for a total value of $621,960.30. Following the completion of the sale, the insider directly owned 30,983 shares in the company, valued at approximately $1,425,837.66. The trade was a 30.37% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link. Also, EVP Frank Keller sold 29,581 shares of PayPal stock in a transaction that occurred on Tuesday, March 3rd. The shares were sold at an average price of $46.02, for a total transaction of $1,361,317.62. Following the completion of the sale, the executive vice president owned 51,567 shares of the company’s stock, valued at approximately $2,373,113.34. The trade was a 36.45% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last ninety days, insiders sold 87,608 shares of company stock worth $3,831,535. Corporate insiders own 0.63% of the company’s stock.

Institutional Investors Weigh In On PayPal

Hedge funds and other institutional investors have recently made changes to their positions in the business. Bard Associates Inc. acquired a new stake in shares of PayPal in the fourth quarter valued at approximately $25,000. Kelleher Financial Advisors acquired a new stake in shares of PayPal in the third quarter valued at approximately $30,000. Cloud Capital Management LLC acquired a new stake in shares of PayPal in the third quarter valued at approximately $30,000. Caitong International Asset Management Co. Ltd raised its position in shares of PayPal by 15,233.3% in the fourth quarter. Caitong International Asset Management Co. Ltd now owns 460 shares of the credit services provider’s stock valued at $27,000 after buying an additional 457 shares in the last quarter. Finally, Safe Harbor Fiduciary LLC acquired a new stake in shares of PayPal in the fourth quarter valued at approximately $28,000. 68.32% of the stock is currently owned by institutional investors and hedge funds.

Trending Headlines about PayPal

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Record PYUSD adoption and merchant crypto tools — PayPal’s PYUSD stablecoin supply reportedly hit ~$4.3B and the firm is expanding Bitcoin payment options for U.S. merchants, a combination investors see as a new revenue avenue beyond core payments. Quiver Quantitative: PYPL Opinions on PayPal Beyond Event
• Positive Sentiment: New ad product could boost monetization — PayPal launched “Curated Ads” for connected TV and the open web to directly measure whether TV ads drive sales, expanding its growing advertising business and giving merchants measurable ROI. TipRanks: Curated Ads for CTV
• Positive Sentiment: Analyst support tied to partnerships — Bank of America boosting its target (reported after the NFL deal) and other firms nudging targets higher reflect optimism that recent deals and product launches can drive revenue recovery. CoinCentral: BofA raises target to $55
• Neutral Sentiment: Mixed analyst coverage and valuations — several recent write-ups compare PYPL to peers (e.g., MA) and debate value vs. growth merits; median analyst target sits near $52, underscoring a split view. Yahoo Finance: PYPL vs MA valuation piece
• Neutral Sentiment: BMO initiates coverage at Market Perform — another large shop taking a neutral stance, which can temper upside expectations until clearer execution. MSN: BMO initiates coverage
• Negative Sentiment: Heavy insider selling — Quiver Quant notes 23 insider open-market trades in the past six months, all sales and no buys, which investors often view as a red flag on near-term insider conviction. Quiver Quantitative: Insider trading summary
• Negative Sentiment: Large institutional reductions — multiple big managers (notably UBS AM and ClearBridge) trimmed positions materially in recent quarters, signaling continued portfolio rotation away from PYPL for some funds. Quiver Quantitative: Institutional holding changes
• Negative Sentiment: Contradictory analyst moves — Truist raised its target to $45 but retained a Sell rating (implying downside vs. some current levels), highlighting divergent views that can keep the stock volatile. Benzinga/The Fly: Truist target update

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.