Credit Acceptance (CACC) Projected to Post Quarterly Earnings on Wednesday

Credit Acceptance (NASDAQ:CACC) is anticipated to announce its Q1 2026 results after the market closes on Wednesday, April 29th. Analysts expect the company to announce earnings of $10.39 per share and revenue of $584.8370 million for the quarter. Individuals may review the information on the company’s upcoming Q1 2026 earning report for the latest details on the call scheduled for Wednesday, April 29, 2026 at 5:00 PM ET.

Credit Acceptance (NASDAQ:CACC) last released its earnings results on Thursday, January 29th. The credit services provider reported $11.35 earnings per share for the quarter, beating the consensus estimate of $10.30 by $1.05. The company had revenue of $408.20 million for the quarter, compared to the consensus estimate of $582.63 million. Credit Acceptance had a return on equity of 28.86% and a net margin of 18.29%.Credit Acceptance’s quarterly revenue was up 2.5% compared to the same quarter last year. During the same period in the previous year, the business earned $10.17 earnings per share. On average, analysts expect Credit Acceptance to post $47 EPS for the current fiscal year and $53 EPS for the next fiscal year.

Credit Acceptance Stock Performance

Shares of CACC opened at $514.11 on Monday. The company has a quick ratio of 16.91, a current ratio of 16.91 and a debt-to-equity ratio of 4.10. The business has a 50-day simple moving average of $474.59 and a two-hundred day simple moving average of $468.06. The stock has a market cap of $5.53 billion, a price-to-earnings ratio of 14.09 and a beta of 1.32. Credit Acceptance has a 52 week low of $401.90 and a 52 week high of $549.75.

Analyst Ratings Changes

A number of brokerages recently issued reports on CACC. TD Cowen boosted their price objective on Credit Acceptance from $460.00 to $470.00 and gave the company a “hold” rating in a research note on Friday, January 30th. Zacks Research raised shares of Credit Acceptance from a “hold” rating to a “strong-buy” rating in a report on Tuesday, February 3rd. Stephens upped their price target on shares of Credit Acceptance from $450.00 to $540.00 and gave the stock an “equal weight” rating in a research report on Friday, April 17th. Finally, Weiss Ratings reissued a “hold (c)” rating on shares of Credit Acceptance in a research note on Monday, April 20th. One equities research analyst has rated the stock with a Strong Buy rating and three have given a Hold rating to the stock. According to data from MarketBeat, the company currently has an average rating of “Moderate Buy” and a consensus price target of $505.00.

Insider Activity

In other Credit Acceptance news, Director Kenneth Booth sold 4,000 shares of the business’s stock in a transaction on Monday, April 20th. The shares were sold at an average price of $534.00, for a total value of $2,136,000.00. Following the sale, the director owned 22,832 shares in the company, valued at $12,192,288. The trade was a 14.91% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Wendy A. Rummler sold 5,236 shares of the stock in a transaction dated Friday, January 30th. The shares were sold at an average price of $493.44, for a total transaction of $2,583,651.84. Following the transaction, the insider directly owned 20,772 shares of the company’s stock, valued at $10,249,735.68. This trade represents a 20.13% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 35,088 shares of company stock valued at $18,366,294 in the last quarter. Company insiders own 6.60% of the company’s stock.

Institutional Investors Weigh In On Credit Acceptance

Several large investors have recently made changes to their positions in the company. Kestra Advisory Services LLC purchased a new stake in shares of Credit Acceptance in the fourth quarter worth about $27,000. State of Wyoming purchased a new position in Credit Acceptance during the 4th quarter valued at approximately $27,000. Vestcor Inc bought a new stake in Credit Acceptance in the 3rd quarter worth approximately $50,000. Raymond James Financial Inc. bought a new stake in Credit Acceptance in the 2nd quarter worth approximately $150,000. Finally, Prudential Financial Inc. purchased a new stake in shares of Credit Acceptance during the 2nd quarter worth approximately $215,000. 81.71% of the stock is owned by institutional investors.

About Credit Acceptance

Credit Acceptance Corporation, founded in 1972 and headquartered in Southfield, Michigan, is a specialty finance company focused on the indirect automotive lending market. The company partners with independent and franchised auto dealers to facilitate purchase financing for consumers who may not qualify for traditional prime auto loans. By purchasing retail installment contracts originated by these dealers, Credit Acceptance provides capital and credit insurance to support vehicle sales, enabling dealers to broaden their customer base and reduce credit risk.

Through its proprietary underwriting platform and risk management strategies, Credit Acceptance evaluates borrower applications, structures credit plans, and retains servicing rights on the acquired contracts.