Traders Buy Large Volume of SoFi Technologies Call Options (NASDAQ:SOFI)

SoFi Technologies, Inc. (NASDAQ:SOFI) was the target of unusually large options trading on Thursday. Stock traders bought 632,777 call options on the stock. This represents an increase of approximately 45% compared to the typical daily volume of 436,925 call options.

Key Headlines Impacting SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: SoFiUSD will be able to settle across Mastercard’s global payments network, enabling merchants and partners to accept SoFi’s stablecoin for payments — a major distribution / utility win for SoFi’s crypto strategy. Read More.
• Positive Sentiment: SoFi selected BitGo to provide custody and infrastructure for its bank-issued SoFiUSD stablecoin, which helps guarantee secure custody and smoother distribution for institutional and partner integrations. Read More.
• Positive Sentiment: Large options activity: traders bought roughly 632,777 call options (about a 45% jump vs. typical daily call volume), signaling speculative bullish positioning and added buying pressure in the underlying shares. (Options volume report)
• Positive Sentiment: Insider signal — SoFi’s CEO purchased about $1 million of company stock, which investors often view as confidence in the company’s outlook. Read More.
• Positive Sentiment: Analyst/coverage tailwinds — at least one upgrade/positive write-up (Seeking Alpha and other outlets) has highlighted improved fundamentals and attractive valuation after earlier share weakness. Read More.
• Neutral Sentiment: Templum will offer select private-market deals (Perplexity AI, OpenAI, Colossal) to SoFi members via the Cosmos Fund, expanding member benefits but with limited near-term revenue impact. Read More.
• Neutral Sentiment: Increased media/trader attention (Zacks, MSN and others) is driving search and short-term trading interest — this amplifies volatility but is not a direct fundamental change. Read More.
• Negative Sentiment: Some analyst sentiment remains mixed: Truist reaffirmed a Hold and trimmed its price target (reported reductions in targets), and consensus analyst ratings still skew toward Hold — a reminder that valuation and execution risks persist. Read More.

Wall Street Analysts Forecast Growth

SOFI has been the subject of several recent analyst reports. Citizens Jmp raised shares of SoFi Technologies from a “market perform” rating to an “outperform” rating and set a $30.00 price objective for the company in a report on Monday, February 9th. JPMorgan Chase & Co. raised shares of SoFi Technologies from a “neutral” rating to an “overweight” rating and set a $31.00 price target on the stock in a research report on Tuesday, February 3rd. Needham & Company LLC decreased their price target on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating for the company in a research note on Monday, February 2nd. Truist Financial lowered their price objective on SoFi Technologies from $28.00 to $21.00 and set a “hold” rating for the company in a report on Wednesday, February 18th. Finally, Weiss Ratings restated a “hold (c)” rating on shares of SoFi Technologies in a research note on Thursday, January 22nd. Seven analysts have rated the stock with a Buy rating, eight have given a Hold rating and three have given a Sell rating to the stock. Based on data from MarketBeat, the company currently has a consensus rating of “Hold” and a consensus price target of $26.34.

Insider Transactions at SoFi Technologies

In other SoFi Technologies news, EVP Eric Schuppenhauer acquired 5,000 shares of the stock in a transaction on Thursday, February 5th. The stock was purchased at an average price of $19.93 per share, for a total transaction of $99,650.00. Following the purchase, the executive vice president directly owned 228,768 shares in the company, valued at $4,559,346.24. This trade represents a 2.23% increase in their ownership of the stock. The acquisition was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, General Counsel Robert S. Lavet bought 5,000 shares of the business’s stock in a transaction on Friday, February 6th. The stock was acquired at an average cost of $21.04 per share, for a total transaction of $105,200.00. Following the completion of the transaction, the general counsel owned 17,172 shares in the company, valued at $361,298.88. This represents a 41.08% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure. Insiders have sold a total of 214,753 shares of company stock valued at $5,045,087 in the last three months. 2.60% of the stock is currently owned by company insiders.

Institutional Investors Weigh In On SoFi Technologies

Several large investors have recently added to or reduced their stakes in the stock. Pure Financial Advisors LLC acquired a new position in shares of SoFi Technologies during the fourth quarter valued at $315,000. SHP Wealth Management bought a new stake in SoFi Technologies in the 4th quarter valued at about $36,000. Tulsa Wealth Advisors INC acquired a new position in SoFi Technologies during the 4th quarter valued at about $201,000. Reflection Asset Management bought a new position in SoFi Technologies in the 4th quarter worth about $28,000. Finally, Alpine Global Management LLC increased its stake in shares of SoFi Technologies by 47.3% in the fourth quarter. Alpine Global Management LLC now owns 19,016 shares of the company’s stock valued at $498,000 after purchasing an additional 6,105 shares during the period. 38.43% of the stock is owned by institutional investors and hedge funds.

SoFi Technologies Price Performance

Shares of NASDAQ:SOFI opened at $19.25 on Friday. The company has a market cap of $24.55 billion, a PE ratio of 50.66 and a beta of 2.20. SoFi Technologies has a fifty-two week low of $8.60 and a fifty-two week high of $32.73. The firm has a 50-day simple moving average of $23.11 and a 200 day simple moving average of $25.89. The company has a quick ratio of 0.18, a current ratio of 0.78 and a debt-to-equity ratio of 0.17.

SoFi Technologies (NASDAQ:SOFI) last issued its earnings results on Friday, January 30th. The company reported $0.13 EPS for the quarter, beating analysts’ consensus estimates of $0.12 by $0.01. The company had revenue of $1.01 billion during the quarter, compared to the consensus estimate of $984.75 million. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.SoFi Technologies’s quarterly revenue was up 39.6% compared to the same quarter last year. During the same period in the previous year, the firm posted $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. On average, sell-side analysts anticipate that SoFi Technologies will post 0.26 EPS for the current year.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.