Citizens Financial Services (CZFS) Expected to Announce Quarterly Earnings on Wednesday

Citizens Financial Services (NASDAQ:CZFS) is anticipated to issue its Q1 2026 results before the market opens on Wednesday, April 29th. Analysts expect the company to announce earnings of $1.98 per share and revenue of $29.10 million for the quarter. Parties may review the information on the company’s upcoming Q1 2026 earning report for the latest details on the call scheduled for Thursday, April 30, 2026 at 12:30 PM ET.

Citizens Financial Services (NASDAQ:CZFS) last released its quarterly earnings results on Thursday, January 29th. The company reported $2.19 EPS for the quarter, topping the consensus estimate of $2.07 by $0.12. The company had revenue of $29.61 million for the quarter. Citizens Financial Services had a return on equity of 11.36% and a net margin of 21.08%. On average, analysts expect Citizens Financial Services to post $8 EPS for the current fiscal year and $8 EPS for the next fiscal year.

Citizens Financial Services Stock Performance

CZFS opened at $65.96 on Monday. The firm has a market cap of $317.27 million, a price-to-earnings ratio of 8.64 and a beta of 0.39. Citizens Financial Services has a 52 week low of $49.99 and a 52 week high of $69.58. The business’s 50 day moving average is $62.87 and its two-hundred day moving average is $60.27. The company has a quick ratio of 1.00, a current ratio of 1.00 and a debt-to-equity ratio of 0.92.

Citizens Financial Services Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Friday, March 27th. Shareholders of record on Friday, March 13th were given a dividend of $0.50 per share. The ex-dividend date of this dividend was Friday, March 13th. This represents a $2.00 annualized dividend and a yield of 3.0%. Citizens Financial Services’s payout ratio is 26.21%.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently modified their holdings of the stock. BNP Paribas Financial Markets grew its stake in shares of Citizens Financial Services by 39.4% in the 2nd quarter. BNP Paribas Financial Markets now owns 658 shares of the company’s stock valued at $39,000 after purchasing an additional 186 shares during the last quarter. Royal Bank of Canada grew its stake in shares of Citizens Financial Services by 93.5% in the 4th quarter. Royal Bank of Canada now owns 447 shares of the company’s stock valued at $25,000 after purchasing an additional 216 shares during the last quarter. American Century Companies Inc. grew its stake in shares of Citizens Financial Services by 1.4% in the 2nd quarter. American Century Companies Inc. now owns 28,344 shares of the company’s stock valued at $1,664,000 after purchasing an additional 400 shares during the last quarter. JPMorgan Chase & Co. grew its stake in shares of Citizens Financial Services by 12.5% in the 3rd quarter. JPMorgan Chase & Co. now owns 4,591 shares of the company’s stock valued at $277,000 after purchasing an additional 510 shares during the last quarter. Finally, Tower Research Capital LLC TRC grew its stake in shares of Citizens Financial Services by 537.3% in the 2nd quarter. Tower Research Capital LLC TRC now owns 1,332 shares of the company’s stock valued at $78,000 after purchasing an additional 1,123 shares during the last quarter. 22.49% of the stock is currently owned by hedge funds and other institutional investors.

Analyst Ratings Changes

CZFS has been the topic of several research analyst reports. Weiss Ratings raised Citizens Financial Services from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Friday, April 17th. Zacks Research lowered Citizens Financial Services from a “strong-buy” rating to a “hold” rating in a research report on Monday, February 9th. One equities research analyst has rated the stock with a Strong Buy rating, one has issued a Buy rating and one has issued a Hold rating to the stock. Based on data from MarketBeat.com, Citizens Financial Services currently has a consensus rating of “Buy”.

About Citizens Financial Services

Citizens Financial Services, Inc (NASDAQ:CZFS) is a bank holding company headquartered in Elderton, Pennsylvania, providing a range of retail and commercial banking services through its primary subsidiary, Citizens Savings Bank. The company offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit, supported by online and mobile banking platforms tailored to personal and business clients.

Beyond deposit-taking, Citizens Financial Services underwrites a variety of lending products, including residential mortgage loans, home equity financing, commercial real estate loans, construction lending and consumer installment loans.