Caprock Group LLC Sells 870 Shares of Fair Isaac Corporation $FICO

Caprock Group LLC cut its holdings in Fair Isaac Corporation (NYSE:FICO) by 25.8% during the 4th quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The institutional investor owned 2,506 shares of the technology company’s stock after selling 870 shares during the quarter. Caprock Group LLC’s holdings in Fair Isaac were worth $4,238,000 at the end of the most recent quarter.

Several other hedge funds and other institutional investors have also added to or reduced their stakes in the business. Vanguard Group Inc. lifted its position in Fair Isaac by 2.4% in the 3rd quarter. Vanguard Group Inc. now owns 3,069,749 shares of the technology company’s stock valued at $4,593,971,000 after acquiring an additional 72,224 shares in the last quarter. Capital World Investors lifted its position in Fair Isaac by 874.4% in the 3rd quarter. Capital World Investors now owns 808,393 shares of the technology company’s stock valued at $1,209,784,000 after acquiring an additional 725,432 shares in the last quarter. Principal Financial Group Inc. lifted its position in Fair Isaac by 8.1% in the 3rd quarter. Principal Financial Group Inc. now owns 404,105 shares of the technology company’s stock valued at $604,819,000 after acquiring an additional 30,253 shares in the last quarter. Capital International Investors lifted its position in Fair Isaac by 402.8% in the 3rd quarter. Capital International Investors now owns 377,883 shares of the technology company’s stock valued at $565,513,000 after acquiring an additional 302,734 shares in the last quarter. Finally, Kensico Capital Management Corp lifted its position in Fair Isaac by 30.4% in the 3rd quarter. Kensico Capital Management Corp now owns 324,880 shares of the technology company’s stock valued at $486,193,000 after acquiring an additional 75,700 shares in the last quarter. 85.75% of the stock is owned by institutional investors.

Insiders Place Their Bets

In related news, Director Joanna Rees sold 358 shares of the firm’s stock in a transaction on Friday, February 13th. The stock was sold at an average price of $1,360.00, for a total value of $486,880.00. Following the transaction, the director directly owned 11,204 shares of the company’s stock, valued at approximately $15,237,440. This trade represents a 3.10% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Eva Manolis sold 520 shares of the firm’s stock in a transaction on Wednesday, February 25th. The stock was sold at an average price of $1,227.63, for a total value of $638,367.60. Following the completion of the transaction, the director directly owned 344 shares in the company, valued at approximately $422,304.72. This represents a 60.19% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 3.02% of the stock is currently owned by company insiders.

More Fair Isaac News

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Q4 results and guidance beat expectations — FICO reported a strong quarterly beat (EPS and revenue) and reiterated FY26 guidance, which supports the stock’s fundamentals. Fair Isaac (FICO) Q4 2024 Earnings Transcript
• Positive Sentiment: Mizuho initiated coverage with an Outperform rating and a $1,416 target — a bullish institutional signal that some analysts see upside despite near-term headlines. Mizuho Initiates Coverage of Fair Isaac (FICO) with Outperform Rating
• Neutral Sentiment: Wells Fargo cut its price target from $2,300 to $1,650 but kept an Overweight rating — the firm still sees significant upside, but the lower target signals more cautious assumptions about growth/pricing. Benzinga
• Negative Sentiment: U.S. agencies (Fannie/Freddie/FHA) move to accept alternative credit scores in mortgage decisions — immediate threat to FICO’s exclusive position in mortgage scoring and potential pressure on per-score pricing and volumes. Fair Isaac stock drops after US agencies announce alternative credit scores can be used in mortgage decisions
• Negative Sentiment: Competitive and technological threats (VantageScore 4.0 and AI) are argued to be a structural challenge to FICO’s model — increased adoption of alternatives could erode long-term pricing power in mortgage workflows. VantageScore 4.0 And AI Fundamentally Threaten Fair Isaac
• Negative Sentiment: Renewed scrutiny on mortgage-score pricing (Senate oversight, trade group complaints) and analysis of FICO’s fee increases have driven intraday selling and concern about regulatory/policy responses that could force price concessions. Fair Isaac (FICO) slides as mortgage-score pricing comes under renewed scrutiny

Analyst Ratings Changes

FICO has been the topic of several analyst reports. Wells Fargo & Company lowered their price objective on Fair Isaac from $2,300.00 to $1,650.00 and set an “overweight” rating on the stock in a research report on Thursday. The Goldman Sachs Group lowered their price objective on Fair Isaac from $1,770.00 to $1,528.00 and set a “buy” rating on the stock in a research report on Thursday, April 2nd. Robert W. Baird lowered their price objective on Fair Isaac from $1,960.00 to $1,547.00 and set an “outperform” rating on the stock in a research report on Tuesday, March 24th. JPMorgan Chase & Co. lowered their price target on Fair Isaac from $1,825.00 to $1,325.00 and set a “neutral” rating on the stock in a report on Tuesday, March 24th. Finally, Barclays lowered their price target on Fair Isaac from $2,400.00 to $1,950.00 and set an “overweight” rating on the stock in a report on Friday, April 10th. Ten investment analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company. According to MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and an average price target of $1,742.43.

Fair Isaac Price Performance

NYSE FICO opened at $979.94 on Friday. The business’s fifty day moving average price is $1,177.92 and its 200-day moving average price is $1,489.79. The stock has a market capitalization of $23.24 billion, a price-to-earnings ratio of 36.27, a PEG ratio of 0.93 and a beta of 1.38. Fair Isaac Corporation has a 1-year low of $870.01 and a 1-year high of $2,217.60.

Fair Isaac (NYSE:FICO) last released its quarterly earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, beating the consensus estimate of $7.08 by $0.25. The firm had revenue of $766.00 million for the quarter, compared to analysts’ expectations of $501.05 million. Fair Isaac had a negative return on equity of 40.98% and a net margin of 31.89%.The company’s revenue was up 16.4% compared to the same quarter last year. During the same period in the prior year, the firm earned $5.79 EPS. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Equities research analysts anticipate that Fair Isaac Corporation will post 36.45 EPS for the current year.

Fair Isaac declared that its Board of Directors has approved a share buyback program on Wednesday, February 25th that authorizes the company to repurchase $1.50 billion in outstanding shares. This repurchase authorization authorizes the technology company to repurchase up to 5.2% of its shares through open market purchases. Shares repurchase programs are generally an indication that the company’s board believes its shares are undervalued.

Fair Isaac Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.